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Product Details
Bank Name

Jammu & Kashmir Bank Ltd.

Account Name

Account Type

Saving

Interest Rate

2.90%

Free Debit Card

No

General Small Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

50

Debit Card Charges

NEFT Charges

Free through Net Banking

IMPS Charges

No Mention

Fees and Charges
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General Small Account

Special Features
AMB of Rs. 50/ Maximum balance shall be Rs 50,000/- Maximum credits of Rs1,00,000/- in a year Monthly withdrawals and transfers cannot exceed Rs 10,000 Cheque book facility for AQB RS.1000 or above for 6 months 4 monthly withdrawals permitted
Eligibility Criteria
Individuals including pensioners. More than one person in their joint names. Literate minors above 10 yrs of age
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Low Minimum Balance- Rs. 50 Less documents required
Cons
Maximum credits of just Rs1,00,000/- in a year only 4 monthly withdrawals permitted Cheque book facility for AQB RS.1000 or above for 6 months No mention of IMPS charges Low interest rate of 2.90%
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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