The facility will be made available for “Resident Individual” customer only over 18 years of age. · NRE/NRO/FCNR accounts cannot be opened with this facility. · No joint account, non-personal, Minor a/c etc. will be permitted under this mode. · To use this facility, the mobile handset should be any Smart phone with Android Operating system and also through website. · Customer must be having a valid Aadhaar number and valid Permanent Account Number. Customer must be having a valid and active local mobile number registered in his/her name, and a valid and active email address. · At any given point of time, Customer can have only one on line (DIGI)Savings Account. Only one Savings Account can be opened from one Mobile Phone/Device/Website.