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Product Details
Bank Name

Indian Bank

Account Name

Account Type

Savings

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Free Debit Card

IB DIGI – Online SB Account
Account Opening Fees

Annual Maintenance Fees

Minimum Account Balance

Debit Card Charges

NEFT Charges

SB customers are waived from charges of NEFT online transactions

IMPS Charges

Fees and Charges
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IB DIGI – Online SB Account

Special Features
Eligibility Criteria
The facility will be made available for “Resident Individual” customer only over 18 years of age. · NRE/NRO/FCNR accounts cannot be opened with this facility. · No joint account, non-personal, Minor a/c etc. will be permitted under this mode. · To use this facility, the mobile handset should be any Smart phone with Android Operating system and also through website. · Customer must be having a valid Aadhaar number and valid Permanent Account Number. Customer must be having a valid and active local mobile number registered in his/her name, and a valid and active email address. · At any given point of time, Customer can have only one on line (DIGI)Savings Account. Only one Savings Account can be opened from one Mobile Phone/Device/Website.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Cons
Very low interest rate
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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