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Product Details
Bank Name

Indian Bank

Account Name

Account Type

Savings

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Free Debit Card

Yes. RuPay Classic ATM Card only with 1st year AMC free.

IB Kishore
Account Opening Fees

Annual Maintenance Fees

Minimum Account Balance

NIL

Debit Card Charges

Waived for the first year

NEFT Charges

SB customers are waived from charges of NEFT online transactions

IMPS Charges

Fees and Charges
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IB Kishore

Special Features
A provision will be made for conversion to GenX Saving Account on attainment of 18 years of age on submission of upto date KYC documents
Eligibility Criteria
Accounts introduced for Minors who have attained the age of 10 years upto 18 years and can put their signature. · The account should be fully KYC compliant. · PAN/ Form-60 to be obtained
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Would be provided with maximum transaction limit of Rs.10,000/- per day, Rs.10000/- with 3 withdrawals free in Metro ATMs & 5 withdrawals if in Non-Metro including non-financial transactions
Cons
Very low interest rate
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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