Product Details
Bank Name
IDBI Bank
Account Name
IDBI Bank DIVA(Women’s) Account
Account Type
Saving
Interest Rate
Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.
Free Debit Card
Yes
Account Opening Fees
Nil
Annual Maintenance Fees
0
Minimum Account Balance
10,000
Debit Card Charges
150
NEFT Charges
Free through Net /MobileBanking
IMPS Charges
Free through Net /MobileBanking
Fees and Charges
IDBI Bank DIVA(Women’s) Account
Special Features
Two zero balance account for your child below the age of 18 years.
15% discount on locker services.
50% discount on Demat AMC.
Eligibility Criteria
Women residents of India
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Auto Sweep out / sweep in facility above Rs. 15,000.
Specially designed Women’s International ATM cum Debit card.
Higher ATM cash withdrawal Limits of Rs. 40,000/- per day.
Personalized PAP chequebook.
15% discount on locker services.
50% discount on Demat AMC.
Free statement by e-mail.
Two free accounts for their children below the age of eighteen years and online options to pay bills or tax.
Cons
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Opening a savings account with IDBI Bank can be done through a couple of methods, primarily involving either online initiation or a visit to a physical branch. Here's a breakdown based on the information I found:
Key Methods:
Visiting a Branch:
This is a traditional and reliable method. You can visit your nearest IDBI Bank branch.Bank personnel will guide you through the process, help you fill out the necessary forms, and inform you about the required documents.
Online Initiation:
IDBI Bank does offer online options to initiate the process. You can start by:Visiting the official IDBI Bank website.
Looking for the savings account section.
You may find options to fill out an online form, and then a bank representative will contact you.