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Product Details
Bank Name

IDFC First Bank

Account Name

Account Type

Saving

Interest Rate

Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%

Free Debit Card

Yes. Visa Platinum Card

IDFC First Senior Citizen Saving Account
Account Opening Fees

Nil

Annual Maintenance Fees

0

Minimum Account Balance

INR 25,000

Debit Card Charges

0

NEFT Charges

Free

IMPS Charges

Free

Fees and Charges
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IDFC First Senior Citizen Saving Account

Special Features
Priority treatment on bank branches.
Eligibility Criteria
Indian resident above 60 can open this account.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Interest is credited on a monthly basis. Free Visa Platinum Debit Card. Free NEFT/RTGS/IMPS transactions. Free doorstep banking, preferential rates on fixed, and recurring deposits and priority service at branches. Lifetime IHO (Indian Health Organization) membership gives you unlimited tele-consultation.
Cons
Debit card is provided free only on maintaining a balance of INR 25,000 in your account.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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