Product Details
Bank Name
Indian Overseas Bank
Account Name
IOB - SB Gold I
Account Type
Saving
Interest Rate
Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90
Free Debit Card
Yes
Account Opening Fees
0
Debit Card Charges
100
Annual Maintenance Fees
NEFT Charges
Free
Minimum Account Balance
Quarterly average balance not be less than Rs.50000/-
IMPS Charges
Upto 1 lakh -Rs 5 and above 1 lakh but less than 2 lakh-15
Fees and Charges of
IOB - SB Gold I
IOB - SB Gold I
Special Features
Eligibility Criteria
Benefits
Features, Eligibility and Benefits of
IOB - SB Gold I
Pros & Cons of
Pros
ATM Card on day one.
International Debit Card Issued without charges.
Free Internet banking & Mobile Banking facility.
Monthly account statements over E-mail.
Free SMS alerts for daily transactions.
Transfer of funds through RTGS without charges.
Transfer of funds through NEFT without charges.
Personalized cheque books with name printed free of cost.
Demat account opening charges free.
Online Tax payment free of cost.
Online bill payment facility.
Facility for Family Health Insurance and Sweep Facility available.
Cons
IOB - SB Gold I
IOB - SB Gold I
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai