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Product Details
Bank Name

Indian Overseas Bank

Account Name

Account Type

Saving

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Free Debit Card

Yes

IOB - SB Gold II
Account Opening Fees

0

Annual Maintenance Fees

Minimum Account Balance

Quarterly Average Balance not less than Rs.100000.

Debit Card Charges

100

NEFT Charges

Free

IMPS Charges

Free

Fees and Charges

IOB - SB Gold II

Special Features
Personal Accident insurance covers of Rs. five lakhs free of cost
Eligibility Criteria
All individuals including professionals such as doctors, lawyers, C.A.s; Executives working in MNC, software companies, Public/private sector and business people, High Net Worth individuals, CEOs, IAS and IPS.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
ATM cards on day one,International Debit Card Issued without charges,Free Internet banking & Mobile Banking facility,Monthly account statements over E-mail,Free SMS alerts for daily transactions,Transfer of funds through RTGS without charges,Transfer of funds thro' NEFT without charges,Personalised cheque books with name printed free of cost,Personal Accident insurance covers of Rs. five lakhs free of cost,Demat account opening charges free,Online Tax payment free of cost,Online bill payment facility,Facility for Family Health Insurance,Online equity trading facility,Overseas Travel card free of charge.
Cons
Low intreast rate
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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