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Product Details
Bank Name
Indian Overseas Bank
Account Name
Account Type
Saving
Interest Rate
Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90
Free Debit Card
Yes
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
Quarterly Average Balance should not be less than Rs. 5,000/-
Debit Card Charges
100
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
IOB - SB Silver II
Special Features
Facility for Family Health Insurance
Eligibility Criteria
All Individuals Including those Employed in Reputed Companies, Among Software, Public / Private Sector, Govt.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
ATM card on day one,International Debit Card Issued without charges,Free Internet banking & Mobile Banking facility,Monthly account statements over E-mail,Free SMS alerts for daily transactions,Transfer of funds through RTGS without charges,Transfer of funds thro' NEFT without charges,Personalized cheque books with name printed free of cost,Demat account opening charges free,Online Tax payment free of cost,Online bill payment facility,Facility for Family Health Insurance and Sweep Facility available.
Cons
Low intreast rate
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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