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Product Details
Bank Name

Indian Overseas Bank

Account Name

Account Type

Saving/salaried

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs to Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Free Debit Card

Yes

IOB Corp Salary Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

Average quarterly Balance Up to Rs. 50,000/-)

Debit Card Charges

100

NEFT Charges

Free

IMPS Charges

Free

Fees and Charges
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IOB Corp Salary Account

Special Features
25% concession in processing charges for Retail Loans: Housing Loan, Vehicle Loan and Educational Loan. (For the 1st Loan) and 50% concession on Demat Account charges - for first year only.
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free Internet Banking & Mobile Banking,No Cash Handling charges,Free Stop Payment of cheques,Free Passbook,Free RTGS/NEFT facility,Free monthly account statements through emails,FREE Credit Card based with a base limit of Rs. 20,000. (Provided the customer satisfy the Bank requirements and eligibility norms),1 Cheque Book free with 60 leaves (or) FREE Personalised cheque book with 60 leaves,FREE – Rupay Classic Card,Free Standing Instructions,Free SMS alerts on transactions,Free RTGS/NEFT facility,Free Passbook
Cons
Low intreast rate
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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