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Product Details
Bank Name

Indian Overseas Bank

Account Name

Account Type

Saving

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Free Debit Card

Yes VISA-CLASSIC

IOB Eighty Plus SB
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

100

NEFT Charges

Free through Net /MobileBanking

IMPS Charges

Upto 1 lakh -Rs 5 and above 1 lakh but less than 2 lakh-15

Fees and Charges
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IOB Eighty Plus SB

Special Features
Hassle free submission of Life Certificate for Pensioners using Jeevan Praman / Biometric Platform using BC at their doorsteps.
Eligibility Criteria
All Super Senior Citizens with age 80 and above as on date of opening of account.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Door-step Banking to the needy customers with the use of Business Correspondent,Free Personalised Cheque book without any restriction,Free Internet Banking Enrollment,Free Mobile Banking Enrollment,Free SMS alerts for transactions. (Debit/ Credit),Free Issuance of Debit Cards (Rupay Platinum) and 50% waiver of Annual Maintenance Charges from 2nd year onwards,Free Medical checkup during annual camp organized by us in tie-up with Health insurance partners- Apollo Munich Insurance/Universal Sompo General Insurance,Collection of TDS-Exemption Certificate (15H) through BC,Delivery of TDS certificates through email / courier as desired by the customer.
Cons
Low intreast rate
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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