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Product Details
Bank Name
Jana Small Finance Bank
Account Name
Jana Digigen Account
Account Type
Saving
Interest Rate
Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.
Free Debit Card
No
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
INR 1,000
Debit Card Charges
Rupay Platinum. Joining Fee - INR 199. Annual fee - INR 199
NEFT Charges
Free
IMPS Charges
Upto INR 1,000 – NIL; INR 1,001 to INR 1 lakh - INR 5; > INR 1 lakh to ₹ 5 lakh - ₹ 15
Fees and Charges
Jana Digigen Account
95
Special Features
Account can be opended digitally.
Eligibility Criteria
Indian residents above 18.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
High interest rate. Account can be opended digitally.
Cons
Few value-add features.
Jana Digigen Account Review
The account comes with decent interest rate however, the account offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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