Product Details
Bank Name
Jana Small Finance Bank
Account Name
Jana Salary Account
Account Type
Salary
Interest Rate
Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.
Free Debit Card
Yes Rupay Platinum Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Upto INR 1,000 – NIL; INR 1,001 to INR 1 lakh - INR 5; > INR 1 lakh to ₹ 5 lakh - ₹ 15
Fees and Charges
Jana Salary Account
Special Features
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Cons
Jana Salary Account Review
The account offers decent interest rate. The account also comes loaded with a number of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Check with Your Employer: Inquire with your employer if they have a partnership with Jana Small Finance Bank for salary disbursement.
Visit a Jana Bank Branch: If your employer does have a partnership, visit the nearest Jana Small Finance Bank branch.
Submit Application: Fill out the necessary application form and submit it to the bank representative.
Provide Required Documents: You'll need to provide the following documents:Proof of Identity: PAN Card, Aadhaar Card, Voter ID, Passport, or Driving License
Proof of Address: Passport, Aadhaar Card, Voter ID, Driving License, or Utility Bill
Photographs: Two recent passport-sized photographs
Salary Slip/Offer Letter: A copy of your latest salary slip or offer letter from your employer