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Product Details
Bank Name

Jana Small Finance Bank

Account Name

Account Type

Saving

Interest Rate

Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.

Free Debit Card

No

Jana Saving Plus Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

INR 50,000 (Metro) INR 25,000 (Non-Metro)

Debit Card Charges

Rupay Platinum. Joining Fee - Nil. Annual fee - INR 149

NEFT Charges

Free

IMPS Charges

Upto INR 1,000 – NIL; INR 1,001 to INR 1 lakh - INR 5; > INR 1 lakh to ₹ 5 lakh - ₹ 15

Fees and Charges
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Jana Saving Plus Account

Special Features
Consumers will get free acess to Its Jana mobile banking application which consolidates all your expenses and effectively keeps track of your income and expenses on daily/monthly basis, which helps users in organizing their finances.
Eligibility Criteria
Indian residents above 18.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
High interest rate. Free NEFT transfer. Up to 10 Free Transactions per month at other Bank ATMs. Domestic Airport Lounge Access
Cons
Limited value-add features Account cannot be opened digitally.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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