Product Details
Bank Name
Jana Small Finance Bank
Account Name
Jana Select Saving Account
Account Type
Saving
Interest Rate
Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.
Free Debit Card
Yes
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
INR 2,00,000
Debit Card Charges
Rupay Select
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
Jana Select Saving Account
Special Features
Free golf lessons.
Complimentary OTT subscriptions
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free Select Debit Card.
Free unlimited ATM transactions.
Free online and branch transactions.
Free gold lessons, High interest.
Free NEFT and RTGS transactions.
Cons
Jana Select Saving Account Review
The account offers decent interest rate. The account also comes loaded with a number of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Visit a Jana Bank Branch:
Go to your nearest Jana Small Finance Bank branch.
Inform the bank representative that you're interested in opening a Jana Select Savings Account.
Submit Application:
Fill out the necessary application form provided by the bank.
Ensure all the information you provide is accurate and up-to-date.
Submit Required Documents:
You may need to submit the following documents:Proof of Identity: PAN Card, Aadhaar Card, Voter ID, Passport, or Driving License
Proof of Address: Passport, Aadhaar Card, Voter ID, Driving License, or Utility Bill
Photographs: Two recent passport-sized photographs