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Product Details
Bank Name

Karnataka Bank

Account Name

Account Type

Salary

Interest Rate

Earn up to 4.50% interest p.a.

Free Debit Card

Rupay/visa

KBL SB Salary Account - classic
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

Nil (minimum monthly salary: Rs 5,000)

Debit Card Charges

0

NEFT Charges

Free

IMPS Charges

Up to Rs.1000/- - NIL Rs.1000/- to Rs.1,00,000/- Rs.5/- per transaction. Rs.1,00,001/- to Rs.2,00,000/- - Rs.15/- per transaction.

Fees and Charges
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KBL SB Salary Account - classic

Special Features
None
Eligibility Criteria
(i) Salaried Employees (Group) Where Employers are already having/proposed to have, CASA Accounts with the Bank. The employer can have arrangement with their Base branch for extending this zero balance salary account facility to all their employees / part of their employees. (ii) Salaried Employee (not as a Group) - Salaried Individuals who intend to get their Salary credited to this account from their employer even though Employer is not having a Salary Account relationship with the Bank.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
•No Minimum Balance Account. •Free Debit Card with Purchase Protection (Rs 25,000) • Free VISA International/ RuPay Platinum International •Free RTGS/NEFT •No Annual Maintenance fee for Demat and Trading Account •Concession on Loan Processing Charges (50%)
Cons
No jewellery insurance is provided No personal accident death coverage available. No free IMPS service available.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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