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Product Details
Bank Name

Axis Bank

Account Name

Liberty Digital Salary Account

Account Type

Salary Account

Interest Rate

Less than Rs. 50 Lakhs-3.00% p.a. and Rs. 50 Lakhs and up to less than Rs. 800 Crs-3.50% p.a..

Free Debit Card

Liberty Debit Card, Virtual Debit Card

Liberty Digital Salary Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

NIL

NEFT Charges

Free online

IMPS Charges

Free online

Fees and Charges

Liberty Digital Salary Account

0
Special Features
  • On spending ₹60,000 in a quarter, user can choose a gift voucher worth ₹750 of your choice from Amazon, Ola, Croma, Spencers, Lifestyle and more.

  • Flat 5% cashback on the debit card, quarterly gift voucher of Rs. 750, annual savings worth Rs. 15,000, personal accident cover of upto Rs 5 lakh and air accident of Rs.1 crore.

  • Users will get 1 free airport lounge access per quarter.

  • Users will get 10% discounts on Flipkart and Amazon by using Grab Deals.

Eligibility Criteria

Users must have a net monthly salary credit of Rs. 25,000 to Rs. 49,999 credited to the account.

Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
  • Flat 5% cashback on the debit card, quarterly gift voucher of Rs. 750, annual savings worth Rs. 15,000, personal accident cover of upto Rs 5 lakh and air accident of Rs.1 crore.

  • 1 EDGE reward point on every ₹200 spent on domestic and international transactions.

  • Benefit like a  higher number of free transactions at any bank ATM, along with unlimited free NEFT and RTGS transactions and DD/PO.

  • Daily ATM withdrawal limit of ₹50,000 and purchase limit of ₹3 lakhs.

  • Users will get Rs.125 off on a minimum order value of Rs.399 at select restaurants and  Rs.300 off on Swiggy Dineout on a minimum order value of Rs.1500.

  • Users will get 10% discounts on Flipkart and Amazon by using Grab Deals.

Cons

Low interest rate.

Liberty Digital Salary Account Review

The account comes loaded with a number of new age value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Account Opening and Procedure
How to open an Account?
  • Verify your identity using PAN and Aadhaar.

  • Provide your information.

  • Fulfill your KYC requirements through a video call.

  • Deposit funds into your account.

Application Procedure
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