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Product Details
Bank Name

Kotak Mahindra Bank

Account Name

Account Type

Saving

Interest Rate

For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.

Free Debit Card

Classic or platinum debit card

My Family Savings Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

Nil

Debit Card Charges

0

NEFT Charges

0

IMPS Charges

Up to 10,000: Rs. 5;
10,001 to 1,00,000: Rs. 5;
1,00,001 to 5,00,000: Rs. 15

Fees and Charges
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My Family Savings Account

Special Features
Enjoy services like cash pick-up and delivery, cheque delivery etc. from home
Eligibility Criteria
Only Resident individuals are eligible to enrol for My Family Savings Programme that offered for 2 and/or 3 Members with Pro Savings Account.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Enjoy services like cash pick-up and delivery, cheque delivery etc. from home Free ATM usage for Pro and Ace savings account holders 25% off on issuance charge of travel card Classic or Platinum Debit Card^3 with high withdrawal limits and exciting offers Bank conveniently with Net Banking and Mobile Banking app Insta Balance Service lets you know your savings account balance with a call Transfer funds instantly with Immediate Payment Service (IMPS) Customers can convert savings account balance above a certain amount into Term deposit.
Cons
Low intreast rate
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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