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Product Details
Bank Name

Nainital Bank

Account Name

Account Type

Saving

Interest Rate

2.85%

Free Debit Card

Naini Champ Savings Bank Account:
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

Rs.200/-

NEFT Charges

Upto Rs. 10000/-Rs.2.25 per transaction and Above Rs 10000/- to 1" lakh-Rs.4.75 per transaction.

IMPS Charges

Free

Fees and Charges
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Naini Champ Savings Bank Account:

Special Features
None
Eligibility Criteria
Any minor can open his account, accounts of minors having age less than or equal to 10 years can be opened and operated by his/her natural/legally appointed natural guardian. The minors above 10 years can open and operate account independently.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Account to open with Zero Balance,50% waiver on applicable charges on RTGS/NEFT and Demand draft/Banker’s Cheque,Deposits are insured by DICGC,Provision for nomination.
Cons
Very few value added feature.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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