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Product Details
Bank Name
Nainital Bank
Account Name
Naini Champ Savings Bank Account
Account Type
Saving
Interest Rate
2.85%
Free Debit Card
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51.2
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
Rs.200/-
NEFT Charges
Upto Rs. 10000/-Rs.2.25 per transaction and Above Rs 10000/- to 1" lakh-Rs.4.75 per transaction.
IMPS Charges
Free
Fees and Charges
Naini Champ Savings Bank Account
Special Features
Eligibility Criteria
Any minor can open his account, accounts of minors having age less than or equal to 10 years can be opened and operated by his/her natural/legally appointed natural guardian. The minors above 10 years can open and operate account independently.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Account to open with Zero Balance.
50% waiver on applicable charges on RTGS/NEFT and Demand draft/Banker’s Cheque
Cons
Very few value added feature.
Naini Champ Savings Bank Account
The account comes with low interest rate and minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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