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Product Details
Bank Name
Nainital Bank
Account Name
Naini Salary Savings Bank Account:
Account Type
Salaried/saving
Interest Rate
2.85%
Free Debit Card
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Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
Debit Card Charges
Rs.200/-
NEFT Charges
Upto Rs. 10000/-Rs.2.25 per transaction and Above Rs 10000/- to 1" lakh-Rs.4.75 per transaction.
IMPS Charges
Free
Fees and Charges
Naini Salary Savings Bank Account:
51.2
Special Features
Insurance Protection of Rs 15 lakh :Air and Rs 5 lakh : Non Air
Eligibility Criteria
Permanent/regular Employees of State/central Government, Public Sector Undertakings, Semi Government Organization, state/central Govt. Corporations, Urban Development authorities, well established reputed educational institutions, Universities, MNCs, reputed Public Ltd Companies with minimum one-year service with the organization.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Account to open with Zero Balanc.
50% waiver on applicable charges on RTGS/NEFT and Demand draft/Banker’s Cheque.
50% waiver on processing charges for Retail Loans including Gold loan,Deposits are insured by DICGC.
Cons
Low intreast rate
Naini Salary Savings Bank Account Review
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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