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Product Details
Bank Name
Nainital Bank
Account Name
PM Jan-Dhan Yojna
Account Type
Saving
Interest Rate
2.85%
Free Debit Card
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51.2
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
Rs.200/-
NEFT Charges
Upto Rs. 10000/-Rs.2.25 per transaction and Above Rs 10000/- to 1" lakh-Rs.4.75 per transaction.
IMPS Charges
Free
Fees and Charges
PM Jan-Dhan Yojna
Special Features
Inbuilt insurance cover of Rs.1 lakh.
Eligibility Criteria
Individuals with Indian nationality status are eligible to successfully open a Jan Dhan Yojana account.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No minimum Balance required,Simplified KYC Norms applicable,Free of cost Rupay Card,Account exempt from charges,An OD facility up to Rs.5000/- after six month successful operation.
Cons
Very few value added feature
Nainital Bank PM Jan-Dhan Yojna
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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