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Product Details
Bank Name

Nainital Bank

Account Name

Account Type

Saving

Interest Rate

2.85%

Free Debit Card

PM Jan-Dhan Yojna
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

Rs.200/-

NEFT Charges

Upto Rs. 10000/-Rs.2.25 per transaction and Above Rs 10000/- to 1" lakh-Rs.4.75 per transaction.

IMPS Charges

Free

Fees and Charges
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PM Jan-Dhan Yojna

Special Features
Inbuilt insurance cover of Rs.1 lakh.
Eligibility Criteria
Individuals with Indian nationality status are eligible to successfully open a Jan Dhan Yojana account.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No minimum Balance required,Simplified KYC Norms applicable,Free of cost Rupay Card,Account exempt from charges,An OD facility up to Rs.5000/- after six month successful operation.
Cons
Very few value added feature
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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