Product Details
Bank Name
Punjab National Bank
Account Name
PNB Elite Saving Premium
Account Type
Saving
Interest Rate
Upto 10 lakh-2.70% and above 10 lakh 2.75 %
Free Debit Card
Exclusive PNB RuPay Select Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
INR 50,000
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
PNB Elite Saving Premium
Special Features
Debit card is loaded with features such as free health check-up every year, dicount on spa, 2 free domestic lounge visits per quarter.
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Discount on processing fee for hosuing loan, vehicle loans, etc.
Feature rich debit card.
Free NEFT and IMPS transfer.
Free accidental insurance cover of INR 10 lakhs.
Debit card is loaded with features such as free health check-up every year, dicount on spa,
2 free domestic lounge visits per quarter.
Cons
Interest rate is low.
Account cannot be opened digitally.
PNB Elite Saving Premium Review
The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Here's how to open a PNB Elite Saving Premium:
Visit a PNB Branch: Locate the nearest PNB branch to you.
Required Documents:
Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.Proof of Address: Aadhaar Card, Passport, Voter ID, Driving License, or utility bills.
Photographs: Two recent passport-sized photographs.Account Opening Form: Obtain an account opening form from the bank representative. Fill in the form accurately and completely with all the required details.
Submit Documents and Open Account: Submit the completed form and all the required documents to the bank representative. The bank representative will guide you through the account opening process.