Product Details
Bank Name
Punjab National Bank
Account Name
PNB Junior SF Account
Account Type
Saving
Interest Rate
Upto 1 lakh -2.70%p.a and Above 1 lakh but less than 100cr - 2.75%p.a
Free Debit Card
No
Account Opening Fees
0
Debit Card Charges
Allowed subject to debit upto Rs.5000/- per day.
Annual Maintenance Fees
0
NEFT Charges
Free upto Rs.10,000/-per day.
Minimum Account Balance
0
IMPS Charges
Free upto Rs.10,000/-per day.
Fees and Charges of
PNB Junior SF Account
PNB Junior SF Account
Special Features
Zero balance account.
Eligibility Criteria
Account can be opened by a minor of any age through his/her natural or legally appointed guardian.
Minors above the age of 10 years (on obtaining satisfactory proof of age) are allowed to open and operate savings bank accounts independently, if they so desire.
Benefits
Features, Eligibility and Benefits of
PNB Junior SF Account
Pros & Cons of
Pros
Zero balance account,
Free chequebook having 50 leaves.
Cons
PNB Junior SF Account
PNB Junior SF Account Review
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
PNB Junior SF Account
Account Opening and Procedure of
How to open an Account?
Visit a PNB Branch: Locate the nearest PNB branch to you.
Required Documents:
Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.Proof of Address: Aadhaar Card, Passport, Voter ID, Driving License, or utility bills.
Photographs: Two recent passport-sized photographs.Account Opening Form: Obtain an account opening form from the bank representative. Fill in the form accurately and completely with all the required details.
Submit Documents and Open Account: Submit the completed form and all the required documents to the bank representative. The bank representative will guide you through the account opening process.