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Product Details
Bank Name

Axis Bank

Account Name

Pradhan Mantri Jan Dhan Yojana

Account Type

Saving

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a

Free Debit Card

Free Rupay Card

Pradhan Mantri Jan Dhan Yojana
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

Nil

NEFT Charges

Free through Net Banking

IMPS Charges

Not mentioned

Fees and Charges

Pradhan Mantri Jan Dhan Yojana

0
Special Features
  • No minimum balance is required.

  • Free Rupay card.

  • Accident insurance cover of Rs. 1 lakh.

  • Life cover of Rs. 30,000/- payable after death.

Eligibility Criteria

Resident individual

Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
  • No minimum balance is required.

  • Free Rupay card.

  • Accident insurance cover of Rs. 1 lakh.

  • Life cover of Rs. 30,000/- payable after death.

Cons
  • Low interest rates.

  • Very few features.

Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
  • Verify your identity using PAN and Aadhaar.

  • Provide your information.

  • Fulfill your KYC requirements.

Application Procedure
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