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Product Details
Bank Name

Axis Bank

Account Name

Prestige Digital Salary Account

Account Type

Salary Account

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free Debit Card

Prestige Cashback Debit Card, Virtual Debit Card

Prestige Digital Salary Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

NIL

NEFT Charges

Free for online transactions.

IMPS Charges

Free for online transactions.

Fees and Charges

Prestige Digital Salary Account

0
Special Features
  • Users will get 1% cashback on fuel and 2% cashback on shopping transactions. and 3% on travel transactions.

  • Users will get Rs.125 off on a minimum order value of Rs.399 at select restaurants and  Rs.300 off on Swiggy Dineout on a minimum order value of Rs.1500.

  • Users will get 10% discounts on Flipkart and Amazon by using Grab Deals.

Eligibility Criteria

Users must have a net monthly salary credit of Rs. 50,000 to Rs. 99,999 credited to the account.

Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
  • Users will get 1% cashback on fuel and 2% cashback on shopping transactions. and 3% on travel transactions.

  • Users will get Rs.125 off on a minimum order value of Rs.399 at select restaurants and  Rs.300 off on Swiggy Dineout on a minimum order value of Rs.1500.

  • Users will get 10% discounts on Flipkart and Amazon by using Grab Deals.

  • Benefit like a  higher number of free transactions at any bank ATM, along with unlimited free NEFT and RTGS transactions and DD/PO.

  • Personal accident cover of upto Rs 10 lakh and air accident of Rs.1 crore.

Cons

Low interest rates.

Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
  • Verify your identity using PAN and Aadhaar.

  • Provide your information.

  • Fulfill your KYC requirements through a video call.

  • Deposit funds into your account.

Application Procedure
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