Product Details
Bank Name
Axis Bank
Account Name
Axis Prestige Digital Salary Account
Account Type
Salary Account
Interest Rate
Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.
Free Debit Card
Prestige Cashback Debit Card, Virtual Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
NIL
NEFT Charges
Free for online transactions.
IMPS Charges
Free for online transactions.
Fees and Charges
Axis Prestige Digital Salary Account
Special Features
Users will get 1% cashback on fuel and 2% cashback on shopping transactions. and 3% on travel transactions.
Users will get Rs.125 off on a minimum order value of Rs.399 at select restaurants and Rs.300 off on Swiggy Dineout on a minimum order value of Rs.1500.
Users will get 10% discounts on Flipkart and Amazon by using Grab Deals.
Eligibility Criteria
Users must have a net monthly salary credit of Rs. 50,000 to Rs. 99,999 credited to the account.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Users will get 1% cashback on fuel and 2% cashback on shopping transactions. and 3% on travel transactions.
Users will get Rs.125 off on a minimum order value of Rs.399 at select restaurants and Rs.300 off on Swiggy Dineout on a minimum order value of Rs.1500.
Users will get 10% discounts on Flipkart and Amazon by using Grab Deals.
Benefit like a higher number of free transactions at any bank ATM, along with unlimited free NEFT and RTGS transactions and DD/PO.
Personal accident cover of upto Rs 10 lakh and air accident of Rs.1 crore.
Cons
Low interest rates.
Axis Prestige Digital Salary Account Review
The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Verify your identity using PAN and Aadhaar.
Provide your information.
Fulfill your KYC requirements through a video call.
Deposit funds into your account.