Product Details
Bank Name
Axis Bank
Account Name
Axis Prestige Digital Salary Account
Account Type
Salary Account
Interest Rate
Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.
Free Debit Card
Prestige Cashback Debit Card, Virtual Debit Card
Account Opening Fees
0
Debit Card Charges
NIL
Annual Maintenance Fees
0
NEFT Charges
Free for online transactions.
Minimum Account Balance
0
IMPS Charges
Free for online transactions.
Fees and Charges of
Axis Prestige Digital Salary Account
Axis Prestige Digital Salary Account
Special Features
Users will get 1% cashback on fuel and 2% cashback on shopping transactions. and 3% on travel transactions.
Users will get Rs.125 off on a minimum order value of Rs.399 at select restaurants and Rs.300 off on Swiggy Dineout on a minimum order value of Rs.1500.
Users will get 10% discounts on Flipkart and Amazon by using Grab Deals.
Eligibility Criteria
Users must have a net monthly salary credit of Rs. 50,000 to Rs. 99,999 credited to the account.
Benefits
Features, Eligibility and Benefits of
Axis Prestige Digital Salary Account
Pros & Cons of
Pros
Users will get 1% cashback on fuel and 2% cashback on shopping transactions. and 3% on travel transactions.
Users will get Rs.125 off on a minimum order value of Rs.399 at select restaurants and Rs.300 off on Swiggy Dineout on a minimum order value of Rs.1500.
Users will get 10% discounts on Flipkart and Amazon by using Grab Deals.
Benefit like a higher number of free transactions at any bank ATM, along with unlimited free NEFT and RTGS transactions and DD/PO.
Personal accident cover of upto Rs 10 lakh and air accident of Rs.1 crore.
Cons
Low interest rates.
Axis Prestige Digital Salary Account
Axis Prestige Digital Salary Account Review
The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
Axis Prestige Digital Salary Account
Account Opening and Procedure of
How to open an Account?
Verify your identity using PAN and Aadhaar.
Provide your information.
Fulfill your KYC requirements through a video call.
Deposit funds into your account.