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Product Details
Bank Name
Kotak Mahindra Bank
Account Name
Account Type
Saving
Interest Rate
For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.
Free Debit Card
Free Platinum International Chip Debit Card (for 1st Year)
Account Opening Fees
0
Annual Maintenance Fees
Up to 20,000 1,000
Above 20,000 Nil
Minimum Account Balance
Average Monthly Balance (AMB) 20000/-
Debit Card Charges
Free for 1st year.
NEFT Charges
NIL
IMPS Charges
NIL
Fees and Charges
Pro Savings Account
Special Features
None
Eligibility Criteria
Resident Indian (Sole or Joint Account) ,
Hindu Undivided Families and
Foreign Nationals Residing in India.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free access to all domestic VISA ATMs
Free cash withdrawals at other domestic ATMs3
Free Home Banking Facility ^
Free Demand Drafts
Free NEFT through Netbanking
Cons
Low intreast rate.
No Zero balance account facility available.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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