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Product Details
Bank Name
Kotak Mahindra Bank
Account Name
Kotak Pro Savings Account
Account Type
Saving
Interest Rate
For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.
Free Debit Card
Free Platinum International Chip Debit Card (for 1st Year)
80
Account Opening Fees
0
Debit Card Charges
Free for 1st year.
Annual Maintenance Fees
Up to 20,000 1,000
Above 20,000 Nil
NEFT Charges
NIL
Minimum Account Balance
Average Monthly Balance (AMB) 20000/-
IMPS Charges
NIL
Fees and Charges of
Kotak Pro Savings Account
Kotak Pro Savings Account
Special Features
None
Eligibility Criteria
Resident Indian (Sole or Joint Account) ,
Hindu Undivided Families and
Foreign Nationals Residing in India.
Benefits
Features, Eligibility and Benefits of
Kotak Pro Savings Account
Pros & Cons of
Pros
Free access to all domestic VISA ATMs.
Free cash withdrawals at other domestic ATMs.
Free Home Banking Facility.
Free Demand Drafts.
Free NEFT through Netbanking
Cons
Low intreast rate.
No Zero balance account facility available.
Kotak Pro Savings Account
Kotak Pro Savings Account Review
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
Kotak Pro Savings Account
Account Opening and Procedure of
How to open an Account?
Application Procedure
Kotak Pro Savings Account
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