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Product Details
Bank Name

Punjab and Sindh Bank

Account Name

Account Type

Salary

Interest Rate

Upto 1 Crore 2.80%
Above 1 Crore to upto 100 Crore 2.90%
Above 100 Crore to upto 500 Crore 4.50%
Above 500 Crore 5.00%

Free Debit Card

Free ATM Cards

PSB Salary PLUS Account- UDAAN
Account Opening Fees

0

Annual Maintenance Fees

Nil

Minimum Account Balance

500

Debit Card Charges

NEFT Charges

Rs.2,00,000/- to Rs.5,00,000/- (Rupees 20)
For Above Rs. 5,00,000/- (Rs. 45/-)

IMPS Charges

Upto Rs. 25000 - Nil (Online Mode)
Over Rs.25000 - Rs.50000 - Rs.5 per Txn. (Online Mode)
Over Rs.50000/- upto Rs.1 lac - Rs.10 per Txn. (Online Mode)
Over Rs.1 Lac upto Rs.2 Lac - Rs.15 per Txn. (Online Mode)

Fees and Charges
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PSB Salary PLUS Account- UDAAN

Special Features
Personal Accident Cover/Permanent Total Disability Cover: Rs 40 lakhs (Claims for only one Accident or PTD will be covered)/Annual Debit Card Charge Waiver
Eligibility Criteria
The Product offers premium benefits for Salary Account Holders who have minimum 25 Salary Account with average Salary of Rs 25,000/-.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Two Months Net Salary OD Facility, 25% Locker Charges discount for Small Lockers (if available) Locker Charges should be debited from Salary Account only.
Cons
Very low interest rate
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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