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Product Details
Bank Name
Nainital Bank
Account Name
Nainital Regular Saving Bank Account
Account Type
Saving
Interest Rate
2.85%
Free Debit Card
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Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
Rs.2000
Debit Card Charges
Rs.200/-
NEFT Charges
Upto Rs. 10000/-Rs.2.25 per transaction and Above Rs 10000/- to 1" lakh-Rs.4.75 per transaction.
IMPS Charges
Free
Fees and Charges
Nainital Regular Saving Bank Account
51.2
Special Features
Eligibility Criteria
Any Resident Individual
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Simplest deposit option available to the depositor,An ideal option to cultivate the habit of banking and saving amongst the younger generation,Easy to operate. Terms and conditions kept lucid to facilitate a layman's understanding,No hidden costs,Deposits are insured by DICGC,Provision for nomination.
Cons
Nainital Regular Saving Bank Account Review
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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