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Product Details
Bank Name

Kotak Mahindra Bank

Account Name

Account Type

Saving

Interest Rate

For balance upto Rs.50 lakhs-3.50%p.a and Rs.50 Lakhs-4%p.a.

Free Debit Card

Classic Debit Card

Sanman Savings Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

2000

Debit Card Charges

Nil charges for 1st year, thereafter Rs. 199 p.a

NEFT Charges

Free through Netbanking

IMPS Charges

Up to 10000: 5; 10001 to 100000: 5;
100001 to 500000: 15

Fees and Charges

Sanman Savings Account

Special Features
None
Eligibility Criteria
Resident Indians (Sole or joint account) and Hindu Undivided Families (HUF).
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Unlimited cash withdrawals at any domestic ATMs,Free facility of Net BankingKotak ActivMoney – convert your savings account balance into Term Deposits to earn higher interest rates (conversion only up to a certain amount),Free passbook, Free Home Banking Free at-par cheque.
Cons
No zero balance account facility available.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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