Product Details
Bank Name
Suryoday Small Finance Bank
Account Name
Savings Supreme
Account Type
Saving
Interest Rate
Up to and including Rs. 1 Lakh: 3.00%
Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%
Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%
Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%
Free Debit Card
No.
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Account Opening Fees
Nil
Annual Maintenance Fees
Nil.
Minimum Account Balance
Average Monthly Balance: Rs. 1,00,000/-
Debit Card Charges
INR 299
NEFT Charges
Unlimited free through any channel
IMPS Charges
Unlimited free through any channel
Fees and Charges
Savings Supreme
Special Features
Free unlimited RTGS/NEFT/IMPS transaction
Eligibility Criteria
Resident Individual (Single or Joint Holders) or Hindu Undivided Family or minor under guardian.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
High interest rate.
Free IMPS and NEFT transactions.
Waiver of or non-levying of AMB maintenance charges shall be applicable if FD of required amount or above is maintained by the primary holder of the account.
Customer can choose the digits of his own account.
Complimentary death insurance.
Ulimited free transactions at other banks ATM.
Cons
The bank has limited branch and ATM network.
High minimum balance requirements.
Suryoday Savings Supreme Account Review
The account offers a number of value add benefits along with a high interest rate. Overall it is a good savings account.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
You can open an Utkarsh Savings Aditya Account in a few ways:
Online:
Visit the Utkarsh Small Finance Bank website: Go to their official website (utkarsh.bank).
Navigate to Savings Account: Look for the "Savings Account" option under the "Personal" category. Find Supreme Savings Account: Select the specific "Aditya Savings Account" option.
Click "Get a Call Back": Fill out the required information and submit the form. You'll receive a call back from a customer service representative to guide you through the process.
In-Person:
Visit a Utkarsh Small Finance Bank branch: Find the nearest branch location to you.Request an account opening form: Obtain the necessary forms from the bank.
Fill out the application: Complete the application form with accurate information.
Submit required documents: Provide the necessary documents (proof of identity, address, etc.).Make an initial deposit: Deposit the minimum required amount to open the account.