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Product Details
Bank Name

Karnataka bank

Account Name

Account Type

Savings

Interest Rate

Upto 50 lacs- 2.75% p.a
50 Lacs - 1 Cr : 3.50%
Above 1Cr: 4.50%

Free Debit Card

Yes, eligible for Free international platimum Card

SB Money Ruby (Privilege)
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

Rs. 1,00,000

Debit Card Charges

0

NEFT Charges

Free

IMPS Charges

Free

Fees and Charges
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SB Money Ruby (Privilege)

Special Features
Free Personal Accident Coverage of ₹ 10,00,000 (for first holder only)
Eligibility Criteria
The applicant must be an Indian citizen. The applicant must be between the ages of 18 and 70 years. The applicant must have aadhaar card or any other valid identification document. The applicant must have a pan card.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free Personal Accident Coverage of ₹ 10,00,000 (for first holder only) Eligible for free Platinum International Debit Card. Free Internet/Mobile Banking facility. Free Mobile Apps – mPassBook, BHIM KBL UPI APP. Free SMS alert facility on subscription. Free monthly e-statements (on registration) Free Anywhere Cash deposit(by account holder or person authorised by account holder) Free Cash withdrawal at any branch (For self cheque by account holder only). Free 200 cheque leaves in a calendar year. Free 30 Inter Bank fund transfer per month from any branch through RTGS / NEFT for any amount. Fastest way of Inter Bank fund transfers through IMPS (Mobile/Internet Banking) Free 20 Demand Drafts per month from any branch Account portability facility (transfer of account from one branch to another branch by retaining same account number) Free Missed Call Banking facility (Give a Miss Call and Get Free SMS of your account info) (1800 425 1445-Balance enquiry/ 1800 425 1446–Mini Statement) 24x7 Customer Care Centre with IVR Facility.
Cons
*High MAB No zero balance account facility available.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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