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Product Details
Bank Name
IDBI Bank
Account Name
IDBI Small Account (Relaxed KYC)
Account Type
Saving
Interest Rate
Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.
Free Debit Card
Yes
76
Account Opening Fees
0
Debit Card Charges
100
Annual Maintenance Fees
0
NEFT Charges
Free through Net /MobileBanking
Minimum Account Balance
IMPS Charges
Upto Rs. 1000/- per Transaction -NIL ,Above Rs. 1000/- - Rs. 1 Lac -Rs.5
Fees and Charges of
IDBI Small Account (Relaxed KYC)
IDBI Small Account (Relaxed KYC)
Special Features
Eligibility Criteria
A savings account that’s literally meant for everyone
Benefits
Features, Eligibility and Benefits of
IDBI Small Account (Relaxed KYC)
Pros & Cons of
Pros
Free Debit cum ATM card,SMS & Email Alerts for any transaction in your account,Free consolidated monthly account statements through E-mail,Multiple ways to access your account,
Cons
Few value add features.
IDBI Small Account (Relaxed KYC)
IDBI Small Account (Relaxed KYC) Review
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
IDBI Small Account (Relaxed KYC)
Account Opening and Procedure of
How to open an Account?
Application Procedure
IDBI Small Account (Relaxed KYC)
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