Product Details
Bank Name
Yes Bank
Account Name
Smart Salary Platinum Account
Account Type
Salary Account
Interest Rate
Upto 1 lakh: 3.00%, above 1 lakh but less than 5 lakh: 4.00%, above 5 lakhs but less than 10 lakhs: 5%.
Free Debit Card
Explore Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
NIL
NEFT Charges
Free online
IMPS Charges
Free online
Fees and Charges
Smart Salary Platinum Account
Special Features
A complimentary debit card loaded with offers on BookMyShow, Shopping & Lifestyle.
Users can open free demat account with a 100% AMC waiver for the first year.
YES BANK Mobile app and free unlimited transactions at ATMs.
Eligibility Criteria
Monthly net salary credit of Rs. 40,000 and above.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
A complimentary debit card loaded with offers on BookMyShow, Shopping & Lifestyle.
Users can open free demat account with a 100% AMC waiver for the first year.
24/7 online fund transfer & bill payment through free NEFT, RTGS & UPI facility.
Free SMS & Email alert facility.
Cons
Limited benefits.
Low interest rates.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Visit a Yes Bank Branch: Go to your nearest Yes Bank branch with the required documents.
Submit Application Form: Fill out the account opening form and submit it to the bank representative.
Provide Necessary Documents: You'll need to provide documents like your PAN card, address proof, and proof of employment.
Complete KYC: The bank will conduct Know Your Customer (KYC) verification.
Account Activation: Once the verification is complete, your account will be activated.