top of page
Product Details
Bank Name

Yes Bank

Account Name

Smart Salary Platinum Account

Account Type

Salary Account

Interest Rate

Upto 1 lakh: 3.00%, above 1 lakh but less than 5 lakh: 4.00%, above 5 lakhs but less than 10 lakhs: 5%.

Free Debit Card

Explore Debit Card

Smart Salary Platinum Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

NIL

NEFT Charges

Free online

IMPS Charges

Free online

Fees and Charges

Smart Salary Platinum Account

0
Special Features
  • A complimentary debit card loaded with offers on BookMyShow, Shopping & Lifestyle.

  • Users can open free demat account with a 100% AMC waiver for the first year.

  • YES BANK Mobile app and free unlimited transactions at ATMs.

Eligibility Criteria

Monthly net salary credit of Rs. 40,000 and above.

Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
  • A complimentary debit card loaded with offers on BookMyShow, Shopping & Lifestyle.

  • Users can open free demat account with a 100% AMC waiver for the first year.

  • 24/7 online fund transfer & bill payment through free NEFT, RTGS & UPI facility.

  • Free SMS & Email alert facility.

Cons
  • Limited benefits.

  • Low interest rates.

Application Procedure

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add a Title

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Product Review
Account Opening and Procedure
How to open an Account?
  • Visit a Yes Bank Branch: Go to your nearest Yes Bank branch with the required documents.

  • Submit Application Form: Fill out the account opening form and submit it to the bank representative.

  • Provide Necessary Documents: You'll need to provide documents like your PAN card, address proof, and proof of employment.

  • Complete KYC: The bank will conduct Know Your Customer (KYC) verification.

  • Account Activation: Once the verification is complete, your account will be activated.

Application Procedure
bottom of page