Product Details
Bank Name
Dhanlaxmi Bank
Account Name
Dhanlaxmi Bank Smart Salary Savings Account
Account Type
Saving/Salaried
Interest Rate
Upto Rs.1 Lakh -2.5% and Above Rs.1 Lakh and upto Rs.5 Lakh-2.75%. Above Rs.5 Lakh and upto Rs.50 Lakh-3.25%. Above Rs.50 Lakh: 4%
Free Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
Nil
Debit Card Charges
NEFT Charges
Free through net banking
IMPS Charges
Free through net banking
Fees and Charges
Dhanlaxmi Bank Smart Salary Savings Account
Special Features
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free 5 NEFT & 5 RTGS from branch per month.
Free 2 Outstation Cheques collection per month.
2 Demand Drafts Free.
Free 1 ‘At Par’ Cheque Book per year.
Free Anywhere Banking - unlimited non-cash transactions.
Average Monthly Balance – Nil.
Cons
Dhanlaxmi Bank Smart Salary Savings Account
The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai