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Product Details
Bank Name

South Indian Bank

Account Name

Account Type

Saving

Interest Rate

Balance Upto INR 2 Lackhs: 2.75% ,Balance Above Rs. 2 Lacs upto Rs. 1 Crore. Balance above 3 lakhs will be converted to Flexi Fixed Deposit in multiples of INR. 10,000/- with maximum holding period of 92 day, with an interest rate of 4.25%

Free Debit Card

No

South Indian Bank's Privilege Savings Account - Standard
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

Visa Platinum Joining Fee - INR 0. Annual fee - INR 300.

NEFT Charges

0

IMPS Charges

Upto INR 1,000: INR. 0; 1,001 to 1 Lakh: INR.5; 1,00,001 to 2 Lakh: INR 15, above INR 2 Lakh: INR 17

Fees and Charges
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South Indian Bank's Privilege Savings Account - Standard

Special Features
Eligibility Criteria
Individuals of age 18 years and above.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT and RTGS. Facility of sweep in deposit over the threshold of INR 3 Lakhs
Cons
Low interest. Few value add features.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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