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Product Details
Bank Name
Union Bank of India
Account Name
UBI Basic Saving Bank Deposits Account (BSBDA)
Account Type
Saving
Interest Rate
Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%
Free Debit Card
Yes - Rupay Debit Card - Classic
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
UBI Basic Saving Bank Deposits Account (BSBDA)
75.7
Special Features
Eligibility Criteria
Indian resident above 18.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT Transfer.
Cons
Low interest rate. Limited value add features.
UBI Basic Saving Bank Deposits Account (BSBDA)
The account offers very low interest rate. The account offers limited value add features. The account is one of the most basic accounts offered by Union Bank of India.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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