Product Details
Bank Name
Union Bank of India
Account Name
UBI Basic Saving Bank Deposits Account (BSBDA)
Account Type
Saving
Interest Rate
Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%
Free Debit Card
Yes - Rupay Debit Card - Classic
Account Opening Fees
Debit Card Charges
Annual Maintenance Fees
NEFT Charges
Free
Minimum Account Balance
IMPS Charges
Free
Fees and Charges of
UBI Basic Saving Bank Deposits Account (BSBDA)
Special Features
Eligibility Criteria
Benefits
Features, Eligibility and Benefits of
UBI Basic Saving Bank Deposits Account (BSBDA)
Pros & Cons of
Pros
Cons
UBI Basic Saving Bank Deposits Account (BSBDA)
The account offers very low interest rate. The account offers limited value add features. The account is one of the most basic accounts offered by Union Bank of India.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
UBI Basic Saving Bank Deposits Account (BSBDA)
Account Opening and Procedure of
How to open an Account?
Application Procedure
UBI Basic Saving Bank Deposits Account (BSBDA)
About this content
Public source: Original MyRupaya page
Captured 2026-11-06T10:52:40Z. Public page text has been preserved and restyled. Historical financial/product information may be outdated. Embedded widgets and forms are not copied or connected to live services.