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Product Details
Bank Name
Union Bank of India
Account Name
UBI Image Basic Saving Bank Deposits Account-Small Accounts (BSBDS)
Account Type
Saving
Interest Rate
Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%
Free Debit Card
Yes - Rupay Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
UBI Image Basic Saving Bank Deposits Account-Small Accounts (BSBDS)
75.7
Special Features
Eligibility Criteria
Indian resident above 18.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT Transfer.
Cons
Low interest rate. Limited value add features. Account balance cannot exceede. INR 50,000
UBI Image Basic Saving Bank Deposits Account-Small Accounts (BSBDS) Review
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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