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Product Details
Bank Name

UCO Bank

Account Name

Account Type

Saving

Interest Rate

3.50% per annum at par with a normal SB account.

Free Debit Card

Personalised ATM cards with photograph with per day withdrawal and shopping limit of Rs.3000.00 and overall limit of Rs.15000/- in a month.

UCO Smart Kids Savings Bank Scheme
Account Opening Fees

0

Annual Maintenance Fees

Nil

Minimum Account Balance

Nil

Debit Card Charges

NIL

NEFT Charges

NIL

IMPS Charges

NIL

Fees and Charges
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UCO Smart Kids Savings Bank Scheme

Special Features
Concession in education loan- No processing charge in future education loan
Eligibility Criteria
Minors above the age of 10 years who can read and write will be allowed to open and operate savings bank accounts independently.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Personalised ATM cards with photograph. Net Banking with transaction facility *. Minimum balance - NIL Cheque Books-2 books free per year. Concession in education loan- No processing charge in future education loan Attractive passbook Transfer of fund Free from natural guardian / grandparents accounts. * Initally Net Banking facility will be viewed only and transaction facility will be given in due course.
Cons
Minor accounts are not allowed to be overdrawn and these always remain in credit. Joint account cannot be opened.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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