Product Details
Bank Name
UCO Bank
Account Name
UCO Suvidha Salary Account (Silver)
Account Type
Salary Account
Interest Rate
Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.
Free Debit Card
Personalised Rupay Platinum
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Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
NIL
NEFT Charges
Free online.
IMPS Charges
Free online.
Fees and Charges
UCO Suvidha Salary Account (Silver)
Special Features
Users will get 1 domestic lounge access per quarter.
Personal accidental insurance of Rs. 40 lakhs.
100 % waiver in processing charge on home loan & car loan.
Eligibility Criteria
Gross Monthly Salary: Above Rs. 25000 to 50000.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Zero balance account.
Debit card issue charges are nil.
Debit card annual maintenance charges are nil.
Personal accidental insurance of Rs. 40 lakhs.
100 % waiver in processing charge on home loan & car loan.
25% discount on small lockers.
Auto sweep facility is available.
Users will get 1 domestic lounge access per quarter.
Overdraft facility of Rs. 2 lakhs.
Cons
Low interest rate.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
To open a UCO Suvidha Salary Account, you'll typically need to be an employee of a company that has a salary tie-up with UCO Bank. Here's a general overview of the process:
Check Eligibility:Ensure your employer has a salary tie-up with UCO Bank.
Confirm your eligibility based on your salary range (as there might be different account tiers with varying benefits).
Gather Required Documents:Proof of Identity: Aadhaar Card, PAN Card, Passport, Driving License, Voter ID
Proof of Address: Recent utility bills, passport, driving license, voter ID
Passport-sized Photographs: 2-3 recent photographs
Visit a UCO Bank Branch:Locate your nearest UCO Bank branch.
Collect the account opening form.
Fill out the form accurately and completely.
Submit the completed form along with the required documents.
Account Activation:The bank will verify your documents and process your application.
Once approved, your UCO Suvidha Salary Account will be activated. You will receive your account details, including your account number, debit card, etc.