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Product Details
Bank Name

Utkarsh Small Finance Bank

Account Name

Account Type

Saving

Interest Rate

Upto 1 Lakh: 4.25%. Between 1 and 25 Lakh: 6.5%. Above 25 Lakhs: 7%.

Free Debit Card

No

Utkarsh Standard Saving Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

INR 5,000

Debit Card Charges

Rupay Classic Joining Fee: INR 0. Annual Fee INR 150:

NEFT Charges

Free online

IMPS Charges

Up to Rs. 1,00,000: Rs. 5 pertransaction
Above Rs. 1,00,000: Rs. 15 per transaction

Fees and Charges
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Utkarsh Standard Saving Account

Special Features
None
Eligibility Criteria
An individual residing in India .
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT and RTGS transaction. The interest is calculated on daily product basis and credited quarterly.Zero Liabilities coverage on Debit card.
Cons
Few Value -add features.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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