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Product Details
Bank Name
Utkarsh Small Finance Bank
Account Name
Account Type
Saving
Interest Rate
Upto 1 Lakh: 4.25%. Between 1 and 25 Lakh: 6.5%. Above 25 Lakhs: 7%.
Free Debit Card
No
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
INR 5,000
Debit Card Charges
Rupay Classic Joining Fee: INR 0. Annual Fee INR 150:
NEFT Charges
Free online
IMPS Charges
Up to Rs. 1,00,000: Rs. 5 pertransaction
Above Rs. 1,00,000: Rs. 15 per transaction
Fees and Charges
Utkarsh Standard Saving Account
Special Features
None
Eligibility Criteria
An individual residing in India .
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT and RTGS transaction. The interest is calculated on daily product basis and credited quarterly.Zero Liabilities coverage on Debit card.
Cons
Few Value -add features.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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