Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
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Bank of Baroda EASY Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Milestone Benefits
On spending INR 6,000 within 60 days get the joining fee waived.
On spending INR 35,000 in any year get the annual fee waived.
Cashback Rate
1RP = INR 0.2
Users will get 1 reward point for every Rs. 100 spent on other categories.
General cashback rate: 0.2%
Cardholders will get 5X i.e. 5 reward points for every Rs. 100 spent on departmental stores, movie spends.
Special cashback rate = 1%.
Movie Benefits
Cardholders will get 5X i.e. 5 reward points for every Rs. 100 spent on departmental stores, movie spends.
Special cashback rate = 1%.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Milestone Benefits
On spending INR 6,000 within 60 days get the joining fee waived.
On spending INR 35,000 in any year get the annual fee waived.
Cashback Rate
1RP = INR 0.2
Users will get 1 reward point for every Rs. 100 spent on other categories.
General cashback rate: 0.2%
Cardholders will get 5X i.e. 5 reward points for every Rs. 100 spent on departmental stores, movie spends.
Special cashback rate = 1%.
Movie Benefits
Cardholders will get 5X i.e. 5 reward points for every Rs. 100 spent on departmental stores, movie spends.
Special cashback rate = 1%.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
None.
Fees & Charges of
Bank of Baroda EASY Credit Card
Joining Fee
Nil
Annual Fee
Nil
Cash Advance Fee
2.5% or ?300/- (Whichever is
higher)
Interest rate
3.25% p.m. (39% Annualized
Late Payment Fee
< 200- Nil
200 � 500- Rs.100/-
501 � 1000- Rs. 400/-
1001 � 10000- Rs. 500/-
> 10000- Rs. 750/-
Foreign Currency Transactions Fee
3.50%
Other Fees
Joining Fee
Nil
Annual Fee
Nil
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.25% p.m. (39% Annualized
Late Payment Fee
< 200- Nil
200 � 500- Rs.100/-
501 � 1000- Rs. 400/-
1001 � 10000- Rs. 500/-
> 10000- Rs. 750/-
Foreign Currency Transactions Fee
3.50%
Other Fees
Fee and Charges of
Bank of Baroda EASY Credit Card
Special Features
Eligibility Criteria
Indian Resident
Age group: 18-70 years.
Speical Feature, Eligibility and Benefits of
Bank of Baroda EASY Credit Card
How to apply for Credit Card?
Here are the steps on how to apply for Bank of Baroda's EASY credit card:
Visit the Bank of Baroda website and click on the "Apply for Credit Card" link.
Select the "EASY Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Upload a scanned copy of your PAN card and latest salary slip.
Submit your application.
You will also need to provide your Aadhaar number and e-sign your application.
You can do this by visiting a Bank of Baroda branch or by using the Aadhaar e-Sign service.
The bank will review your application and will let you know the status within a few days.
If your application is approved, you will receive your credit card in the mail within a few weeks.
Contact Details
Call at 1800 225 100
Website: https://www.bobfinancial.com/easy-card.jsp
Account Opening and Procedure of
Bank of Baroda EASY Credit Card
Unlock savings and rewards effortlessly with the Bank of Baroda Easy Credit Card. Boasting a lifetime fee waiver, it grants 5x reward points on movies, groceries, and select purchases, complemented by 0.5% cashback on bill settlements. Experience a 1% fuel surcharge waiver, flexible EMIs, and robust security features.
Unlock savings and rewards effortlessly with the Bank of Baroda Easy Credit Card. Boasting a lifetime fee waiver, it grants 5x reward points on movies, groceries, and select purchases, complemented by 0.5% cashback on bill settlements. Experience a 1% fuel surcharge waiver, flexible EMIs, and robust security features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai