Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
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Bobcard Select
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Milestone Benefits
None.
Cashback Rate
1RP = INR 0.2
Users will earn 5 reward points for every Rs 100 spent on dining and online spending.
Dining + Online Cashback Rate: 1%.
1 reward point for every Rs. 100 spent on other categories.
General Cashback Rate: 0.20%
Movie Benefits
None.
Dining Benefits
Dining + Online Cashback Rate: 1%.
Other Benefits
Other Benefits: On spending INR 70,000 in a year, waiver of annual fees.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Milestone Benefits
None.
Cashback Rate
1RP = INR 0.2
Users will earn 5 reward points for every Rs 100 spent on dining and online spending.
Dining + Online Cashback Rate: 1%.
1 reward point for every Rs. 100 spent on other categories.
General Cashback Rate: 0.20%
Movie Benefits
None.
Dining Benefits
Dining + Online Cashback Rate: 1%.
Other Benefits
Other Benefits: On spending INR 70,000 in a year, waiver of annual fees.
Lounge Access
None.
Fees & Charges
Joining Fee
Nil
Annual Fee
INR 750, waived if card is used at least once in each quarter in the preceding year.
Cash Advance Fee
2.5% or ?300/- (Whichever is
higher)
Interest rate
3.25% p.m. (39% Annualized
Percentage Rates).
Late Payment Fee
Outstanding < 200- Nil
200 � 500- Rs.100/-
501 � 1000- Rs. 400/-
1001 � 10000- Rs. 500/-
> 10000- Rs. 750/-
Foreign Currency Transactions Fee
3.50%
Other Fees
Fees & Charges
Joining Fee
Nil
Annual Fee
INR 750, waived if card is used at least once in each quarter in the preceding year.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.25% p.m. (39% Annualized
Percentage Rates).
Late Payment Fee
Outstanding < 200- Nil
200 � 500- Rs.100/-
501 � 1000- Rs. 400/-
1001 � 10000- Rs. 500/-
> 10000- Rs. 750/-
Foreign Currency Transactions Fee
3.50%
Other Fees
Special Features
None
Eligibility Criteria
Age: Minimum 21 years and maximum 65 years
Permanent resident of India
Minimum gross annual income of Rs. 3 lakhs for salaried individuals and Rs. 25 lakhs for self-employed individuals
Minimum 6 months of continuous employment for salaried individuals
Good credit history
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for Bank of Baroda's SELECT credit card:
Visit the Bank of Baroda website and click on the "Credit Cards" tab.
Click on the "SELECT Credit Card" link. Click on the "Apply Now" button.
You will be redirected to a new page where you will need to fill out the application form.
The application form will ask for your personal information, such as your name, address, contact number, and income.
You will also need to provide your employment information and your credit history.
Once you have filled out the application form, you will need to attach the required documents.
The required documents are: A copy of your PAN card A copy of your Aadhaar card A recent passport-size photograph A copy of your latest bank statement
Once you have submitted the application form and the required documents, your application will be processed.
The bank will contact you if your application is approved.
Contact Details
Call at 1800 225 100
Account Opening and Procedure
The Bank of Baroda Select Credit Card allows you to save on all your transactions through its exclusive Reward offers. Apart from regular rewards, you get extra rewards on dining, utility bill payments, or online transactions. Moreover, it is free for a lifetime and hence is affordable for everyone. So, if you are among the people who are going to start their credit journey or who are looking for a card to help them save on all their spends, you can choose the Bank of Baroda Select Credit Card without any doubt. Another similar credit card that must check is the IDFC First Select Credit Card, which is also one of the popular lifetime free credit cards in the Indian market.
The Bank of Baroda Select Credit Card allows you to save on all your transactions through its exclusive Reward offers. Apart from regular rewards, you get extra rewards on dining, utility bill payments, or online transactions. Moreover, it is free for a lifetime and hence is affordable for everyone. So, if you are among the people who are going to start their credit journey or who are looking for a card to help them save on all their spends, you can choose the Bank of Baroda Select Credit Card without any doubt. Another similar credit card that must check is the IDFC First Select Credit Card, which is also one of the popular lifetime free credit cards in the Indian market.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai