Welcome Benefit: Cardholders will get 5,000 reward points, on paying the first year annual fee.
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RBL Bank Bankbazaar Savemax Pro Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Cardholders will get 5,000 reward points, on paying the first year annual fee.
Milestone Benefits
Milestone Benefit: Users will get 2,000 reward points on annual spends of Rs Rs 2 Lakhs, and 4,000 reward points on annual spends of Rs Rs 4 Lakhs.
Cashback Rate
1 RP = 0.25 paise. General cashback rate: 0.5%.
Users will get 10x rewards points on every INR 100 spent on groceries. Maximum 1,000 reward points per month, Effective cashback rate: 2.5% (Grocery)
5x reward points on every INR 100 spent on fuel. Maximum 1,000 reward points per month, Effective cashback rate: 1.25% (Fuel)
2x rewards points on every INR 100 spent on all other purchases.
10% cashback up to Rs. 100 a month on Zomato and BookMyShow.
Movie Benefits
10% cashback up to Rs. 100 a month on Zomato and BookMyShow.
Dining Benefits
10% cashback up to Rs. 100 a month on Zomato and BookMyShow.
Other Benefits
Other Benefits: 10% instant discount on BookMyShow once a month (up to INR 100), and 10% cashback on Zomato up to INR 100 in a month.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Cardholders will get 5,000 reward points, on paying the first year annual fee.
Milestone Benefits
Milestone Benefit: Users will get 2,000 reward points on annual spends of Rs Rs 2 Lakhs, and 4,000 reward points on annual spends of Rs Rs 4 Lakhs.
Cashback Rate
1 RP = 0.25 paise. General cashback rate: 0.5%.
Users will get 10x rewards points on every INR 100 spent on groceries. Maximum 1,000 reward points per month, Effective cashback rate: 2.5% (Grocery)
5x reward points on every INR 100 spent on fuel. Maximum 1,000 reward points per month, Effective cashback rate: 1.25% (Fuel)
2x rewards points on every INR 100 spent on all other purchases.
10% cashback up to Rs. 100 a month on Zomato and BookMyShow.
Movie Benefits
10% cashback up to Rs. 100 a month on Zomato and BookMyShow.
Dining Benefits
10% cashback up to Rs. 100 a month on Zomato and BookMyShow.
Other Benefits
Other Benefits: 10% instant discount on BookMyShow once a month (up to INR 100), and 10% cashback on Zomato up to INR 100 in a month.
Lounge Access
None.
Fees & Charges
Joining Fee
s: Nil for primary card & add-on cardholder
Annual Fee
Annual membership Fees: 1499 + GST
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
2.5% 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Finance charges: 2.5% 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST
Fees & Charges
Joining Fee
s: Nil for primary card & add-on cardholder
Annual Fee
Annual membership Fees: 1499 + GST
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
2.5% 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: 15% of Total amount due (Min Rs.50, Max Rs.1,500)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Finance charges: 2.5% 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST
Special Features
10% cashback on Zomato up to INR 100 in a month.
Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
To apply for the RBL Bank BankBazaar SaveMax Pro Credit Card, you can follow these steps:
Visit the RBL Bank website: https://www.rblbank.com/personal-banking/cards/credit-cards/bankbazaar-savemax-pro-credit-card.
Click on the "Apply Now" button.
Fill out the online application form.
Upload the required documents.
Submit your application.
The documents required for the application are: Proof of identity (Aadhaar card, PAN card, passport, etc.) Proof of address (electricity bill, water bill, phone bill, etc.) Income proof (salary slip, bank statement, etc.)
The application process is typically completed within 7-10 working days.
You will be notified of the approval status of your application via SMS or email.
Please note that the RBL Bank BankBazaar SaveMax Pro Credit Card is a premium credit card and is only available to select customers.
If you are not eligible for this card, you may be offered an alternative card.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
The BankBazaar SaveMax Pro Credit Card offers a more rewarding experience compared to the regular SaveMax Card, with higher reward rates, additional cashback options, and airport lounge access. However, the invite-only nature, higher annual fee, and limited redemption options are important to consider. If you're a frequent spender on groceries, fuel, and dining, and you value airport lounge access and priority pass membership, the Pro Card could be a good option for you. However, if you're on a tight budget or prefer wider redemption options, the regular SaveMax Card or other cards on the market might be a better fit.
The BankBazaar SaveMax Pro Credit Card offers a more rewarding experience compared to the regular SaveMax Card, with higher reward rates, additional cashback options, and airport lounge access. However, the invite-only nature, higher annual fee, and limited redemption options are important to consider. If you're a frequent spender on groceries, fuel, and dining, and you value airport lounge access and priority pass membership, the Pro Card could be a good option for you. However, if you're on a tight budget or prefer wider redemption options, the regular SaveMax Card or other cards on the market might be a better fit.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai