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CSC Small Business MoneyBack Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Milestone benefit:Users will earn 1000 bonus reward points on an annual spend of Rs 90,000.
Cashback Rate
Users earn 4 Reward Points for every INR 200 spent online and 2 Reward Points for every INR 200 spent on other eligible spends.
100 Reward Points = up to INR 20.
Online cashback rate: 0.40%.
General cashback rate: 0.20%.
The card also offers 5% cashback on eligible business-essential spends subject to applicable conditions and caps.
Movie Benefits
None.
Dining Benefits
Cardholders will get up to 20 % savings off on all restaurant bill payments via Swiggy Dineout (20,000+ restaurants),
Other Benefits
Zero lost card liability.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Milestone benefit:Users will earn 1000 bonus reward points on an annual spend of Rs 90,000.
Cashback Rate
Users earn 4 Reward Points for every INR 200 spent online and 2 Reward Points for every INR 200 spent on other eligible spends.
100 Reward Points = up to INR 20.
Online cashback rate: 0.40%.
General cashback rate: 0.20%.
The card also offers 5% cashback on eligible business-essential spends subject to applicable conditions and caps.
Movie Benefits
None.
Dining Benefits
Cardholders will get up to 20 % savings off on all restaurant bill payments via Swiggy Dineout (20,000+ restaurants),
Other Benefits
Zero lost card liability.
Lounge Access
None.
Fees & Charges of
CSC Small Business MoneyBack Credit Card
Joining Fee
INR 250/- plus taxes.
Annual Fee
INR 250/- plus taxes.
Cash Advance Fee
Cash advance fee:2.5% or INR 500 whichever is higher.
Interest rate
Interest rate: 3.75% monthly, 45.0% annually.
Late Payment Fee
Late payment charges:INR 100 to 1300.
Foreign Currency Transactions Fee
Foreign currency markup: 3.50%.
Other Fees
Fuel surcharge:1% subject to a minimum transaction of INR 400 | Reward redemption fee: INR99 per redemption request.
Joining Fee
INR 250/- plus taxes.
Annual Fee
INR 250/- plus taxes.
Cash Advance Fee
2.5% or the transacted amount or Rs. 300 (whichever is higher).
Interest rate
Interest rate: 3.75% monthly, 45.0% annually.
Late Payment Fee
Late payment charges:INR 100 to 1300.
Foreign Currency Transactions Fee
Foreign currency markup: 3.50%.
Other Fees
Fuel surcharge:1% subject to a minimum transaction of INR 400 | Reward redemption fee: INR99 per redemption request.
Fee and Charges of
CSC Small Business MoneyBack Credit Card
Special Features
Low joining fee
Eligibility Criteria
The applicant must be a self-employed Indian citizen.
The applicant must be aged between 21 yrs. to 65 Years.
The applicant must have an ITR above Rs 6 Lakhs per annum.
Speical Feature, Eligibility and Benefits of
CSC Small Business MoneyBack Credit Card
How to apply for Credit Card?
Visit HDFC Bank's website: Go to https://www.hdfcbank.com/
Navigate to Credit Cards: Look for the "Credit Cards" section on the website.
Find the Card: Search for the HDFC CSC Small Business MoneyBack Credit Card.
Click "Apply Now": Submit the required details like personal information, income, and contact information.
Contact Details
Toll-Free: 1800 202 6161\ 1860 267 6161
Email: customerservices.cards@hdfcbank.com
Account Opening and Procedure of
CSC Small Business MoneyBack Credit Card
Product Review of
CSC Small Business MoneyBack Credit Card
The card is packed with all kind of benefits. 10% cashback on PhonePe spends is a solid plus point. Overall it is one of the best credit cards in India.
The USP of the card is that it offers 5% cashback on telecom, utility, government and tax payment. Otherwise the card offers very limited benefits to customers.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review of
CSC Small Business MoneyBack Credit Card
The USP of the card is that it offers 5% cashback on telecom, utility, government and tax payment. Otherwise the card offers very limited benefits to customers.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
