HSBC Live+ Credit Card

HSBC Live+ Credit Card is a cashback credit card from HSBC Bank. Users will get 10% cashback on all dining, food delivery and grocery spends (capped at up to ₹1,000 per billing….

Annual fee: ₹999 + taxes
Forex markup: 3.5% + GST on all foreign currency spends
Interest: 3.49% per month (41.88% per annum)

More HSBC cards

Welcome benefits

Users will get ₹1,000 cashback when they download and log on to the HSBC India Mobile Banking app and spend ₹20,000 within the first 30 days of getting the card and an ₹250 Amazon e-gift voucher when they apply for the card online and complete video KYC (VKYC)

Rewards & cashback

Users will get 10% cashback on all dining, food delivery and grocery spends (capped at up to ₹1,000 per billing cycle)
1.5% unlimited cashback on most other spends

Airport lounge access

4 complimentary domestic lounge visits per year (1 per quarter)

More benefits & features

10% accelerated cashback on all dining, food delivery and grocery spends
The annual membership fee of ₹999 will be waived if the user spends over ₹200,000 per year.; Additional benefits like- 1
Zero card lost liability. 2
Emergency Card replacement. 3
Insurance benefits. 4
Globally accepted card

Fees & charges

Annual fee: ₹999 + taxes
Foreign currency markup: 3.5% + GST on all foreign currency spends
Interest rate: 3.49% per month (41.88% per annum)
Late payment: Late payment fee (Charged if minimum amount due does not reach HSBC within 3 days of payment due date- Subject to a minimum of `250 and a…
Cash advance: 2.5% of the cash withdrawn or ₹500. (Whichever is higher)
Billing cycle: 30 Days

Pros and cons

What works well

Users will get ₹1,000 cashback when they download and log on to the HSBC India Mobile Banking app and spend ₹20,000 within the first 30 days of getting the card and an ₹250 Amazon e-gift voucher when they apply for the…
Users will get 10% cashback on all dining, food delivery and grocery spends (capped at up to ₹1,000 per billing cycle), and 1.5% unlimited cashback on most other spends
20% off on purchases of ₹3,000 and over at Myntra, this offer is valid until 31 December 2024 and the discount can be used once per card per calendar month during the offer period, up to a maximum discount of ₹1,000…
4 complimentary domestic lounge visits per year (1 per quarter)
The annual membership fee of ₹999 will be waived if the user spends over ₹200,000 per year
Additional benefits like- 1

Worth knowing

It only provides cashback offers and no reward point benefits
No international lounge access facility is available
Welcome bonus can only availed on fulfilling a minimum transaction limit in 30 days

Who can apply

You must be aged between 18 to 65
Your annual income must be at least ₹400,000 per annum (for salaried individuals)
You must be an Indian resident
You must reside in any of the following cities: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, Pune

How to apply

Online: Visit the HSBC India website
Click on the "Credit Cards" tab
Click on the "Apply Now" button for the HSBC Live+ Credit Card Fill in the application form with your basic details, such as your name, PAN number, date of birth, father's name, occupation type, company name, marital status, and address…
Submit your application
A representative from HSBC will call you to complete the KYC process
Required documents: PAN card Aadhaar card Income proof (salary slip or Form 16 for salaried individuals, and income tax returns for self-employed individuals)

Details come from information published by HSBC Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.