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HSBC Taj Credit Card

HSBC Taj Credit Card

 Card Details
Joining Fee: 

Renewal Fee: 

Card Type:

Reward Type:

Welcome Benefits:
0

Rewards & Benefits

Welcome Benefits

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Milestone Benefits

annual fee reversal on spending inr 1,00,000 on the card.

Cashback Rate

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Lounge Access

0

Movie Benefits

8

Dining Benefits

Other Benefits

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

Fees & Charges

Joining Fee

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Annual Fee

annual fee reversal on spending inr 1,00,000 on the card.

Cash Advance Fee

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Interest rate

0

Late Payment Fee

8

Foreign Currency Transactions Fee

Other Fees

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

Cons
  • High Joining fee.

  • Welcome benefit: Users will get two nights' breakfast-inclusive stays at hotels across India and a one-night stay at Taj Palaces. Users can access exclusive privileges with NeuPass Taj InnerCircle Platinum Tier membership. Users can enjoy access to The Chambers Lounge, India's premier executive business club. Users can enjoy priority/early check-ins, late check-outs, access to a dedicated 24/7 Platinum customer care service.

  • Reward System: The value of 1.5 reward points is INR 1. Users will earn 1.5 reward points for every INR100 spent on standard purchases, with a cashback rate: of 1%. 5 reward points for every INR100 spent with Taj, SeleQtions, Gateway, Vivanta hotels and amã Stays & Trails bungalows with a cashback rate of 3.33%.

  • Users will get exclusive 25% savings on the best available rate at Taj Hotels and other participating IHCL hotels.

  • Users will get four vouchers for set meals for two at participating restaurants.

  • Users can enjoy 25% savings on food and beverages and Qmin deliveries.

  • Users can enjoy a 60-minute spa treatment (up to 4 a year), plus access to the sauna and steam room.

  • Users can enjoy free swimming pool access for 2 (up to 12 times a year) at participating hotels.

  • Users can enjoy 12 visits a year to The Chambers Lounge, India’s foremost executive business club.

  • Users can visit the Taj Club Lounge up to 12 times a year.

  • Users will get access to intimate, immersive and indulgent 'Rendezvous' events encompassing celebrated speakers, masterclasses.

  • Users will get unlimited airport lounge access globally.

  • Users can get up to 5% off on Emirates flights originating in India using code.

  • Users can save 15% on duty-free with AdaniOne (once per month; min order INR3,000; max order INR7,500).

  • Users can enjoy 4 chauffeur-driven limousine transfers a year.

  • Users will get 50% off at Starbucks 4 times a month (max total savings INR150).

  • Users will get 25% off at Tira (min spend INR2,499; max total savings INR750).

  • Users will get a 10% instant discount on HSBC Gold Class Movie Tickets and Food & Beverages (“F&B”) counters at PVR Cinemas HSBC Gold screens only.

  • Users will get 10% off at "Just In Time".

  • Users can enjoy the latest movies and live events with 2-for-1 tickets through Book My Show (max ticket value INR750 each).

  • Users can save 12% at Zomato on the the best restaurants, cafés and bars in India (min spend INR2,499; max total savings INR500).

  • Users will get flat 10% off up to ₹150 on Swiggy food orders on orders above ₹499.

  • Users will get flat 10% off up to ₹150 on Swiggy Instamart orders on orders above ₹749.

  • Users will get 5% off at Croma (min spend INR20,000; max total savings INR2,000).

Rewards & Benifits
Welcome Benefits

Users will get two nights' breakfast-inclusive stays at hotels across India and a one-night stay at Taj Palaces. Users can access exclusive privileges with NeuPass Taj InnerCircle Platinum Tier membership. Users can enjoy access to The Chambers Lounge, India's premier executive business club. Users can enjoy priority/early check-ins, late check-outs, access to a dedicated 24/7 Platinum customer care service.

Rewards System

Reward System: The value of 1.5 reward points is INR 1. Users will earn 1.5 reward points for every INR100 spent on standard purchases, with a cashback rate: of 1%. 5 reward points for every INR100 spent with Taj, SeleQtions, Gateway, Vivanta hotels and amã Stays & Trails bungalows with a cashback rate of 3.33%.

International Forex Markup

NIL

Welcome Benefits and Reward System
Special Features
  • No forex charges.

  • Discounts at Zomato, Swiggy, Croma, Starbucks, PVR Cinema, BookMyShow.

  • Offers and discounts on hotels.

Eligibility Criteria

Users must be 25 to 75 years old
User must be an Indian resident
Live in Ahmedabad, Bengaluru, Chandigarh, Chennai, Coimbatore, Delhi, Delhi National Capital Region (NCR), Hyderabad, Jaipur, Kochi, Kolkata, Mumbai or Pune

Benefits
  • Welcome benefits.

  • Travel benefits.

  • Dining benefits.

  • Hotel offers

Speical Feature, Eligibility and Benefits
How to apply for Credit Card?

Invite only card

Contact Details

1800 266 3456
1800 120 4722

Account Opening and Procedure

Recommended Credit Cards

Pros:-

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Cons:-

  • Welcome benefit: Users will get two nights' breakfast-inclusive stays at hotels across India and a one-night stay at Taj Palaces. Users can access exclusive privileges with NeuPass Taj InnerCircle Platinum Tier membership. Users can enjoy access to The Chambers Lounge, India's premier executive business club. Users can enjoy priority/early check-ins, late check-outs, access to a dedicated 24/7 Platinum customer care service.

  • Reward System: The value of 1.5 reward points is INR 1. Users will earn 1.5 reward points for every INR100 spent on standard purchases, with a cashback rate: of 1%. 5 reward points for every INR100 spent with Taj, SeleQtions, Gateway, Vivanta hotels and amã Stays & Trails bungalows with a cashback rate of 3.33%.

  • Users will get exclusive 25% savings on the best available rate at Taj Hotels and other participating IHCL hotels.

  • Users will get four vouchers for set meals for two at participating restaurants.

  • Users can enjoy 25% savings on food and beverages and Qmin deliveries.

  • Users can enjoy a 60-minute spa treatment (up to 4 a year), plus access to the sauna and steam room.

  • Users can enjoy free swimming pool access for 2 (up to 12 times a year) at participating hotels.

  • Users can enjoy 12 visits a year to The Chambers Lounge, India’s foremost executive business club.

  • Users can visit the Taj Club Lounge up to 12 times a year.

  • Users will get access to intimate, immersive and indulgent 'Rendezvous' events encompassing celebrated speakers, masterclasses.

  • Users will get unlimited airport lounge access globally.

  • Users can get up to 5% off on Emirates flights originating in India using code.

  • Users can save 15% on duty-free with AdaniOne (once per month; min order INR3,000; max order INR7,500).

  • Users can enjoy 4 chauffeur-driven limousine transfers a year.

  • Users will get 50% off at Starbucks 4 times a month (max total savings INR150).

  • Users will get 25% off at Tira (min spend INR2,499; max total savings INR750).

  • Users will get a 10% instant discount on HSBC Gold Class Movie Tickets and Food & Beverages (“F&B”) counters at PVR Cinemas HSBC Gold screens only.

  • Users will get 10% off at "Just In Time".

  • Users can enjoy the latest movies and live events with 2-for-1 tickets through Book My Show (max ticket value INR750 each).

  • Users can save 12% at Zomato on the the best restaurants, cafés and bars in India (min spend INR2,499; max total savings INR500).

  • Users will get flat 10% off up to ₹150 on Swiggy food orders on orders above ₹499.

  • Users will get flat 10% off up to ₹150 on Swiggy Instamart orders on orders above ₹749.

  • Users will get 5% off at Croma (min spend INR20,000; max total savings INR2,000).

  • High Joining fee.

Application Procedure

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Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Fees & Charges
  • Joining Fee: INR 1,10,000 

  • Annual Fee: INR 1,10,000

  • Cash advance fee: 2.5%, minimum INR 300.

  • Interest Rates: 3.75% per month 45% p.a. 

  • Late payment fee: 100% of the Minimum Payment Due (MPD) subject to minimum of 250 and maximum of 1200 per month)

  • Foreign Currency Transactions Fees: NIL

Fuel Surcharge

Fuel surcharge waiver: Each petrol purchase transaction for an amount between 400 and 4,000 (both inclusive) made on HSBC India Credit Card is eligible for the petrol surcharge waiver.

Billing Cycle

Up to 48 days.

Fees & Charges
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