Rewards credit card · IDFC FIRST Bank
IDFC First Wow Credit Card
IDFC First Wow Credit Card is a rewards credit card from IDFC FIRST Bank. Users will get 4 reward points per ₹150 spent.
- Joining fee
- Nil
- Forex markup
- 3.5%
- Interest
- 3.6% per month (52.86% per annum)
Welcome benefits
- Users will get 5% cashback (up to ₹1000) on the first EMI done within 30 days of card generation
Rewards & cashback
- Users will get 4 reward points per ₹150 spent
- The value of 1 reward point = ₹0.25
- Cashback rate: 0.66%
More benefits & features
- Lifetime free card (No joining/annual fees)
- Zero documentation & credit score check.; 100% credit limit of your FD amount.; Zero Forex mark up fees.; 100% cash withdrawal of FD amount.; Complimentary roadside assistance worth ₹139.; Fuel charges waiver of 1% at all the fuel stations across India, up…
Fees & charges
- Joining fee
- Nil
- Foreign currency markup
- 3.5%
- Interest rate
- 3.6% per month (52.86% per annum)
- Late payment
- 15% of Total Amount Due (minimum ₹100 & max ₹1250)
- Cash advance
- ₹199 (plus taxes)
- Fuel surcharge
- 1%, however, the fuel surchage is wiaved upto ₹200 per month
- Billing cycle
- 30 Days
- Other fees
- No Add-on Card Fee. | Interest free cash withdrawl for up to 48 day. | Cash advance transaction fees is ₹199 (plus taxes) | OVL Charges:…
Pros and cons
What works well
- Users will get 5% cashback (up to ₹1000) on the first EMI done within 30 days of card generation
- Users will get 4 reward points per ₹150 spent
- The value of 1 reward point = ₹0.25
- Cashback rate: 0.66%
- Lifetime free card (No joining/annual fees)
- Zero documentation & credit score check
Worth knowing
- Low cashback rate
- Limited number of value add features
Who can apply
- Applicant must be aged 18 yrs. or above
- Indian Resident
- Minimum FD : ₹2000 (existing account holder) & ₹5000 (others)
How to apply
Here are the steps on how to apply for an IDFC FIRST WOW!
- Credit Card:
- Go to the IDFC FIRST Bank website and click on the "Credit Cards" tab
- Click on the "WOW!
- Credit Card" link
- Click on the "Apply Now" button
- You will need to create an account or login to your existing account
- Enter your personal and contact details
- Select the type of fixed deposit you want to create
More IDFC credit cards
Details come from information published by IDFC FIRST Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.
