IDFC FIRST Bank Credit Cards
IDFC FIRST Bank (formerly IDFC Bank Limited) is one of the fastest-growing banks in the Indian private sector, with customer friendly operations such as the IDFC bank zero balance account, and IDFC internet banking. The bank also provides a variety of financial products and products such as IDFC credit cards, where the customers can easily apply the IDFC credit card online at the IDFC firstbank.com or can search for IDFC bank near me to visit the bank in a branch. IDFC FIRST provides smooth and transparent banking services in retail, MSME and rural segments with lifetime free IDFC FIRST Bank credit cards, simplified IDFC login procedure, and robust digital banking, through IDFC First Bank net banking and IDFC online banking.
South Indian Bank SBI Platinum Credit Card
Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Welcome Benefit: Get voucher worth INR 3,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com
Fees and Charges
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Interest Rate
Yatra SBI Card
Reward System: Get 6 reward points on every INR 100 spend on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spends (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%.
Welcome Benefit: Get Yatra.com vouchers worth INR 8,250 for free.
Fees and Charges
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Interest Rate
BPCL SBI Card Octane
Reward System: Get 25 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month). Get 10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%
Welcome Benefit: Get 6000 bonus reward points worth INR 1500 on payment of annual fees.
Fees and Charges
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Interest Rate
Reliance SBI Card
Reward System: 5 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 points on all other retail spends. Effective general cashback rate: 0.25%.
Welecome Benefit: Get Reliance Retail voucher worth INR 500 as welcome benefit.
Fees and Charges
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Interest Rate
Welcome Benefit: Get 5000 Etihad guest miles and Etihad guest gold tier status.
Fees and Charges
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Interest Rate
PSB SimplySAVE SBI Card
Reward System: 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%
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Welecome Benefit: Spend INR 2,000 or more in first sixty days and get 2,000 reward points
Fees and Charges
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Interest Rate
Air India SBI Signature Card
Reward System: Earn upto 30 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (30 reward points when booked for self and 10 reward points when booked for others). Value of 1 reward point = INR 0.25. Point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%. Get 4 reward points for every INR 100 spent on all other spends. General cashback rate: INR 1%.
Welcome Benefit: Get 20,000 reward points as a welcome gift on the payment of your joining fee. Also get free membership to the Air India Frequent Flyer Program - Flying Returns.
Fees and Charges
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Interest Rate
Spar SBI Card Prime
Reward System: 15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%.
Welecome Benefit: Get 12,000 rewards points equivelant to INR 3,000 on payment of annual fee.
Fees and Charges
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Interest Rate
KVB SBI Signature Card
Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Welcome Benefit: Get voucher worth INR 5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com
Fees and Charges
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Interest Rate
Fees and Charges
resident of India.
minimum age of 21 years.
minimum annual income of Rs. 3 lakhs.
must have a good credit history.
Interest Rate
UCO Bank SBI Card Elite
Reward System: Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Welcome Benefit: Welcome gift Voucher worth INR 5,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and Yatra.com.
Fees and Charges
Age: 18 years to 60 years old.
Occupation: Salaried or self-employed.
Credit Score: Good credit history is preferred.
Interest Rate
Welcome Benefit: Get 1000 reward points as welcome benefit.
Fees and Charges
Age: You must be minimum 21 and maximum 70 years old.
Occupation: You must be employed with the army, navy, airforce, or coastguard.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
Interest Rate
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
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30 Days
IFM- 3.50%
Cashback Rate
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Tata Star Titanium Card
Type
Interest Rate
Cashback Rate
Rewards Credit Card
3.6% per month (52.86% per annum).
0.66
Users will get 4 reward points per Rs. 150 spent.
The value of 1 reward point = Rs 0.25. Cashback rate: 0.66%.
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
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Cashback Rate
30 Days
IFM- 3.50%
Cashback Rate
Cashback Rate
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Tata Star Titanium Card
Type
Interest Rate
Cashback Rate
Rewards Credit Card
9% per annum.
1.5
User will earn 10X reward points on all general spends.
1 reward point =INR 0.25.
General cashback rate: 2.5%.
3x points on rent and education spends.
Rent+ Cashback Rate: 0.75%.
1x points on insurance premiums.
Insurance Cashback Rate: 0.25%.
If the rewards points are used on the IDFC app to book a hotel or flight the value of the points will be INR 1.
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
30 Days
IFM- 3.50%
Cashback Rate
Cashback Rate
Add a Title
Tata Star Titanium Card
Type
Interest Rate
Cashback Rate
Travel Credit Card
3.99% monthly, 47.88% annually.
2.5
1 reward point = INR 0.25.
Users will earn 5 reward points per INR 150 spent on all categories, excluding 1X and 3X categories mentioned below.
General Cashback Rate: 0.83%.
Users will earn 1X reward points for spending on insurance premiums and utility bill payments.
Insurnce+ Cashback Rate: 0.16%.
Users will earn 3X reward points for spending on rental & property management, government services, education and wallet load transactions.
Government+ Cashback Rate: 0.50%.
Users will get 10X reward points on incremental spending above INR 20,000 in a monthly statement cycle.
Special cashback rate: 1.67%
In case the cardholders elects to book hotels and flights using IDFC Mobile app, the value of 1 point will be considered INR 0.40 in place of INR 0.25.
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
Cashback Rate
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Cashback Rate
30 Days
IFM- 3.50%
Cashback Rate
Cashback Rate
Add a Title
Tata Star Titanium Card
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Type
Interest Rate
Cashback Rate
Travel Credit Card
Interest rate: 0.71% - 3.85% monthly, 8.5% - 46.2% annually, depending on credit score.
22
Cardholder will earn 22 BluChips on spending INR 100 on booking flights through Indigo app and website.
Value of 1 BluChip = INR 1 (when used for booking Indigo flights).
Indigo Cashback Rate: 22%.
User will earn 0.5 BluChip on UPI spends.
UPI Cashback Rate: 0.5%.
User will earn 0.5 BluChip on utilities, rent, wallet, fuel spends.
Utilities Plus Cashback Rate: 0.5%.
User will earn 3 BluChip on other spends.
General Cashback Rate: 3%
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
30 Days
IFM- 3.50%
Cashback Rate
Cashback Rate
Add a Title
Tata Star Titanium Card
Type
Interest Rate
Cashback Rate
Fuel Credit Card
0.75% to 3.5% per month (9% to 42% per annum)
6.5
Users will get up to 6.5% savings on fuel expenses.
5% savings as rewards on grocery & utility expenses.
5% savings as rewards on IDFC FIRST FASTag recharge.
3X rewards on other retail transactions. 1 RP = 0.25 paisa.
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
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Cashback Rate
30 Days
IFM- 3.50%
Cashback Rate
Cashback Rate
Add a Title
Tata Star Titanium Card
Type
Interest Rate
Cashback Rate
Lifestyle Credit Card
The IDFC FIRST SWYP Credit Card is unique in that it doesn't charge a traditional interest rate. Instead, it uses a flat fee system for converting purchases above ₹2,500 into EMIs (Equal Monthly Installments).
1.25
The value of 1 reward point is Rs. 0.25.
Users will get 200 reward points on a monthly spend of INR 5,000. Effective cashback rate: 1%.
Users will get 500 reward points on a monthly spend of INR 10,000. Effective cashback rate: 1.25%.
Users will get 1,000 reward points on a monthly spend of INR 15,000. Effective cashback rate: 1.67%.
100 reward points on monthly UPI spends of ₹5,000 or more (excluding fuel and rent transactions). Effective cashback rate: 0.50%.
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
30 Days
IFM- 3.50%
Cashback Rate
Cashback Rate
Add a Title
Tata Star Titanium Card
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Type
Interest Rate
Cashback Rate
Rewards Credit Card
0.75% to 3.5% per month (upto 9%- 42% per annum)
0.25
Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25.
3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%.
10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%.
1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.
3X reward points on rental and property management transactions, cashback rate: 0.50%.
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
30 Days
IFM- 3.50%
Cashback Rate
Cashback Rate
Add a Title
Tata Star Titanium Card
Type
Interest Rate
Cashback Rate
Travel Credit Card
3.99% monthly, 47.88% annually.
1.25
1 reward point per ₹150 spent. 1 reward point = ₹0.25.
Users will earn 5X reward points on all spending excluding 1X and 3X categories mentioned below. Effective cashback rate: 1.25%.
Users will earn 1X reward points for spending on insurance premiums and utility bill payments. Effective cashback rate: 0.165%.
Users will earn 3X reward points for spending on rental & property management, government services, education and wallet load transactions. Effective cashback rate: 0.50%.
Users can get 10X reward points on incremental spending above ₹20,000 in a monthly statement cycle. Effective cashback rate: 2.5%.;
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
30 Days
IFM- 3.50%
Cashback Rate
Cashback Rate
Add a Title
Tata Star Titanium Card
Type
Interest Rate
Cashback Rate
Rewards Credit Card
0.75% - 3.5%. Annual Interest Rate - 9% - 42%
0.5
Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25.
3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%.
10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%.
1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.
3X reward points on rental and property management transactions, cashback rate: 0.50%.
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
30 Days
IFM- 3.50%
Cashback Rate
Cashback Rate
Add a Title
Tata Star Titanium Card
Type
Interest Rate
Cashback Rate
Rewards Credit Card
0.75% - 3.5% (Monthly). Annual Interest Rate - 9% - 42%.
0.165
Users will get 3 reward point per INR 150 spent uptill the monthly spend touches INR 20,000
Value of 1 reward point is INR 0.25.
General Cashback Rate: 0.25%
10X reward points on crossing spends of INR 20,000 in a statement cycle & on user' birthday.
Special Cashback Rate: 1.66%.
1X reward points on insurance premiums and utility bill payments.
Insurance+ Cashback Rate: 0.16%.
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
30 Days
IFM- 3.50%
Cashback Rate
Cashback Rate
Add a Title
Tata Star Titanium Card
Type
Interest Rate
Cashback Rate
Cashback Credit card
0.75% monthly, 9% annually.
1
1% cashback on UPI spend via the IDFC FIRST Bank mobile app.
0.5% cashback on UPI spends via other apps.
0.5% cashback on all online spends, cashback will be capped at INR 500 in a statement cycle.
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
30 Days
IFM- 3.50%
Cashback Rate
Cashback Rate
Add a Title
Tata Star Titanium Card
Type
Interest Rate
Cashback Rate
Fuel Credit Card
0.75% - 3.5% Annual Interest Rate - 9% - 42%
5
Users will get 5% cashback on fuel on paying through the HP Pay App. Max fuel cashback is capped at INR 5,000 per month.
2.5% cashback on grocery and utility bill payments. Max grocery and utility bill payments are capped at INR 4,000 per month.
2.5% cashback on fast tag recharge through the IDFC app. Cashback on Fasttag is capped at INR 2000 per month.
0.33% cashback on all other spends, no capping, payment can be made through UPI too for all other spends.
State Bank of India
1% surcharge waiver of Rs. 250 per month per credit card account
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
Cashback Rate
30 Days
IFM- 3.50%
Cashback Rate
Cashback Rate
Add a Title
Tata Star Titanium Card
Type
Interest Rate
Cashback Rate
Rewards Credit Card
0.75% - 3.5%. Annual Interest Rate - 9% - 42%
0.5
The value of 1 reward point is INR 0.25.
3X reward points on spends till INR 20,000 in a statement cycle.
General Cashback Rate: 0.50%
10X reward points on incremental spends above INR 20,000 in a statement cycle & on your birthday.
Special Cashback Rate above INR 20,000: 1.67%
1 reward point on insurance premium and Utility bill payments.
Utility+ Cashback Rate: 1.6%
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
IFM- 3.50%
Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
Cashback Rate
MyRupaya Ratings :-
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Tata Star Titanium Card
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Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
1.99%
Interest rate: 3.50% monthly, 42% annually.
Cashback Rate
MyRupaya Ratings :-
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Miles Elite SBI Card
Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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FabIndia SBI Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Aditya Birla SBI Card Select
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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SBI Card Unnati
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.50%
3.50% monthly, 42% annually.
Cashback Rate
MyRupaya Ratings :-
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Tata Neu Plus SBI Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum).
Cashback Rate
MyRupaya Ratings :-
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Club Vistara SBI Card Prime
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
99%
3.50% monthly, 42% annually.
Cashback Rate
MyRupaya Ratings :-
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Tata Neu Infinity SBI Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum).
Cashback Rate
MyRupaya Ratings :-
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Shaurya Select SBI Credit Card
Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum).
Cashback Rate
MyRupaya Ratings :-
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IRCTC SBI Card Premier
Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.75% per month, 45% per annum
Cashback Rate
MyRupaya Ratings :-
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Flipkart SBI Credit Card
Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank Of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Doctor's SBI Card
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Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank Of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Lifestyle Home Centre SBI Card
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Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Titan SBI Credit Card
Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Max SBI Credit Card
Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
99%
Interest Rate: Up to 3.50% per month (42% per annum)
Cashback Rate
MyRupaya Ratings :-
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PSB SBI Card Elite
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Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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FabIndia SBI Card Select
Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Cashback SBI Credit Card
Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Max SBI Card Prime
Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Doctor's SBI Card (In Association With IMA)
Add a Title
Cashback Rate
Cashback Rate
Cashback Rate
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Top 5 Credit Cards Of IDFC FIRST Bank
IDFC FIRST Ashva Credit Card
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Joining Fees and Annual Fees: Rs. 2999 plus taxes
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Interest Rate: 3.99% monthly, 47.88% annually.
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Welcome Benefit: For every transaction above ₹500, users will receive ₹500 as cashback, up to a maximum of four times, this is valid for the first 60 days after the virtual credit card is generated. Users can get a bonus of 5,000 reward points (worth ₹1,250) for cards generated on or before 30th November 2024.
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Special Feature:
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Travel insurance coverage.
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Low International Forex charges.
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The IDFC FIRST Ashva Credit Card is catered to the equestrian and lifestyle lovers. It provides high quality incentives on purchases and special events and benefits. The card is ideal to those who seek a combination of style, passion, and financial convenience with convenient IDFC First credit card application online and flexible IDFC credit card payment options.
IDFC FIRST Power+ Credit Card
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Joining Fees : INR 499.
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Annual Fees: INR 499, waived off on crossing ₹150,000 spent in the previous anniversary year.
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Interest Rate: 0.75% to 3.5% per month (9% to 42% per annum).
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Welcome Benefit: Welcome benefits worth ₹1,650
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Special Feature: Users will be rewarded for every UPI transaction.
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The IDFC FIRST Power+ Credit Card is a strong everyday card enabling you to save more on fuel, grocery, dining and on-line purchases. Accelerated reward points and EMI options, as well as contactless payment are among the cardholder benefits. There is an easy way to apply online through an IDFC First Bank or mobile application, and an easy way to conduct your account by IDFC First credit card statement tracking.
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IDFC FIRST SWYP Credit Card
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Joining Fees : INR 199
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Annual Fees: (2nd year onwards)199 + GST
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Interest Rate: Nil
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Welcome Benefit: Users will get a free Lenskart Gold Membership on payment of joining fees. Users can get 1,000 reward points on 1st successful EMI transaction within the first 30 days from card issuance. 2000 reward points on spending ₹5,000 or more within the first 30 days from card issuance and discount coupons worth ₹2,100 from EaseMyTrip on payment of joining fee.
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Special Feature: The IDFC FIRST SWYP Credit Card is unique in that it doesn't charge a traditional interest rate.
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The IDFC FIRST SWYP Credit Card is targeted at young professionals and millennials, who prefer being digital first. This card is packed with exciting cashback, lifestyle rewards and entertainment offers making any transaction worthwhile. IDFC First credit card payment online services enable customers to use IDFC First SWYP credit card apply online to start using and pay bills easily using the IDFC First credit card payment online services.
IDFC Mayura Credit Card
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Joining Fees : Rs. 5999 plus taxes.
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Annual Fees: Annual membership fee: Rs. 5999 plus taxes
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Interest Rate: Interest rate: 3.99% monthly, 47.88% annually.
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Welcome Benefit: For every transaction above ₹1,000, users will receive ₹1,000 as cashback, up to a maximum of four times, this is valid for the first 60 days after the virtual credit card is generated. Users can get a bonus of 10,000 reward points (worth ₹2,500) for cards generated on or before 30th November 2024.
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Special Feature:
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No International Forex charges.
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Travel insurance coverage.
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The IDFC Mayura credit card is a lifestyle credit card that is provided by the IDFC FIRST bank and is intended to offer attractive cashback, travel benefits, and special privileges. The card has a lifetime-free benefits, simplified IDFC credit card application procedure through idfcfirstbank.com, and convenient management options offered by IDFC net banking or IDFC First Bank mobile app, and therefore, the card suits customers who want to enjoy rewards, convenience, and transparency. Whether you do the search of IDFC Bank near me or do the online application, the IDFC Mayura Credit Card can grant you to a rewarding banking experience with IDFC FIRST.
IDFC First Select Credit Card
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Joining Fees : INR 0
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Annual Fees: INR 0
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Interest Rate: Monthly Interest Rate - 0.75% - 3.5%. Annual Interest Rate - 9% - 42%.
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Welcome Benefit: Users will get a gift voucher worth Rs 500 on spending Rs 15000 in the first 3 months. 5% cashback (up to Rs1000) on the transaction value of the first EMI done within 30 days of card generation.
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Special Feature:
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Cancellation for any reason (CFAR) insurance: Cancellation cover for 2 claims up to INR 10000, will be available for hotel and flight booking cancellations.
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The IDFC FIRST Select Credit Card is a lifetime-free credit card provided by the IDFC FIRST Bank, which offers a combination of lifestyle and travel benefits to high spenders. Its rewards such as 10X reward points on large spends, free access to airport and railway lounges, and welcome bonuses through IDFC credit card are perfect to those who desire rewarding features and transparency. IDFC net banking, "IDFC bank near me" branch support, and simple online activation through idfcfirstbank.com are the three places where an individual enjoys managing his/her card.
Welcome Benefits
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IDFC Bank First Millennia Credit Card Users will get a gift voucher worth INR 500 on spending INR 5,000 in the first 3 months and 5% cashback (up to INR 1,000) on the transaction value of the first EMI done within 30 days of card generation.
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IDFC First Ashva Credit Card
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For every transaction above ₹500, users will receive ₹500 as cashback, up to a maximum of four times. This is valid for the first 60 days after the virtual credit card is generated. Users can get a bonus of 5,000 reward points (worth ₹1,250) for cards generated on or before 30th November 2024.
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IDFC First Classic Credit Card
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Users will get gift voucher worth Rs 500 on spending Rs 15000 in the first 3 months and 5% cashback (up to Rs1000) on the transaction value of first EMI done within 30 days of card generation.
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IDFC First Earn RuPay Credit Card
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Users will get 100% cashback up to INR 500 on the first UPI transactions made through the IDFC FIRST Bank mobile app within 15 days of digital card generation. Additionally, users will get 5% cashback up to INR 1,000 on the first EMI transaction done within 30 days of card set-up.
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IDFC First Power Credit Card
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Users will get ₹250 cashback on 1st fuel transaction of ₹250 or above at HPCL fuel station.
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IDFC First Power+ Credit Card
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Welcome benefits worth ₹2,500
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IDFC First Private Credit Card
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25,000 reward points for free.
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IDFC First SWYP Credit Card
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Users will get a free Lenskart Gold Membership on payment of joining fees. Users can get 1,000 reward points on 1st successful EMI transaction within the first 30 days from card issuance. 2000 reward points on spending ₹5,000 or more within the first 30 days from card issuance and discount coupons worth ₹2,100 from EaseMyTrip on payment of joining fee.
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IDFC First Select Credit Card
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Users will get a gift voucher worth Rs 500 on spending Rs 15000 in the first 3 months. 5% cashback (up to Rs1000) on the transaction value of the first EMI done within 30 days of card generation.
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IDFC First Wealth Credit Card
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Users will receive a gift voucher worth Rs 500 on spending Rs 15000 in the first 3 months. 5% cashback (up to Rs1000) on the transaction value of the first EMI done within 30 days of card generation.
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IDFC First Wow Credit Card
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Users will get 5% cashback (up to ₹1000) on the first EMI done within 30 days of card generation.
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IDFC Mayura Credit Card
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For every transaction above ₹1,000, users will receive ₹1,000 as cashback, up to a maximum of four times, this is valid for the first 60 days after the virtual credit card is generated. Users can get a bonus of 10,000 reward points (worth ₹2,500) for cards generated on or before 30th November 2024.
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IndiGo IDFC FIRST Credit Card
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Get welcome voucher worth INR 5,000 from Indigo encashable against meals and perks. Get another welcome voucher worth INR 3,000 from Indigo on spending INR 1,00,000 within first 90 days of card issuance.
Cashback rate
Cashback rate
IDFC Bank First Millennia Credit Card
• The value of 1 reward point is INR 0.25.
• 3X reward points on spends till INR 20,000 in a statement cycle.
• General Cashback Rate: 0.50%
• 10X reward points on incremental spends above INR 20,000 in a statement cycle & on your birthday.
• Special Cashback Rate above INR 20,000: 1.67%
• 1 reward point on insurance premium and Utility bill payments.
• Utility+ Cashback Rate: 1.6%
IDFC First Ashva Credit Card
• 1 reward point = INR 0.25.
• Users will earn 5 reward points per INR 150 spent on all categories, excluding 1X and 3X categories mentioned below.
• General Cashback Rate: 0.83%.
• Users will earn 1X reward points for spending on insurance premiums and utility bill payments.
• Insurance+ Cashback Rate: 0.16%.
• Users will earn 3X reward points for spending on rental & property management, government services, education, and wallet load transactions.
• Government+ Cashback Rate: 0.50%.
• Users will get 10X reward points on incremental spending above INR 20,000 in a monthly statement cycle.
• Special cashback rate: 1.67%
• In case the cardholders elect to book hotels and flights using the IDFC Mobile app, the value of 1 point will be considered INR 0.40 in place of INR 0.25.
IDFC First Classic Credit Card
• Users will get 3 reward point per INR 150 spent until the monthly spend touches INR 20,000
• The value of 1 reward point is INR 0.25.
• General Cashback Rate: 0.25%
• 10X reward points on crossing spends of INR 20,000 in a statement cycle & on user's birthday.
• Special Cashback Rate: 1.66%.
• 1X reward points on insurance premiums and utility bill payments.
• Insurance+ Cashback Rate: 0.16%.
IDFC First Earn RuPay Credit Card
• 1% cashback on UPI spend via the IDFC FIRST Bank mobile app.
• 0.5% cashback on UPI spends via other apps.
• 0.5% cashback on all online spends, cashback will be capped at INR 500 in a statement cycle.
IDFC First Power Credit Card
• Users will get 5% cashback on fuel on paying through the HP Pay App. Max fuel cashback is capped at INR 5,000 per month.
• 2.5% cashback on grocery and utility bill payments. Max grocery and utility bill payments are capped at INR 4,000 per month.
• 2.5% cashback on fast tag recharge through the IDFC app. Cashback on Fasttag is capped at INR 2000 per month.
• 0.33% cashback on all other spends, no capping, payment can be made through UPI too for all other spends.
IDFC First Power+ Credit Card
• Users will get up to 6.5% savings on fuel expenses.
• 5% savings as rewards on grocery & utility expenses.
• 5% savings as rewards on IDFC FIRST FASTag recharge.
• 3X rewards on other retail transactions. 1 RP = 0.25 paisa.
IDFC First Private Credit Card
• User will earn 10X reward points on all general spends.
• 1 reward point =INR 0.25.
• General cashback rate: 2.5%.
• 3x points on rent and education spends.
• Rent+ Cashback Rate: 0.75%.
• 1x points on insurance premiums.
• Insurance Cashback Rate: 0.25%.
• If the rewards points are used on the IDFC app to book a hotel or flight the value of the points will be INR 1.
IDFC First SWYP Credit Card
• value of 1 reward point is Rs. 0.25.
• Users will get 200 reward points on a monthly spend of INR 5,000. Effective cashback rate: 1%.
• Users will get 500 reward points on a monthly spend of INR 10,000. Effective cashback rate: 1.25%.
• Users will get 1,000 reward points on a monthly spend of INR 15,000. Effective cashback rate: 1.67%.
• 100 reward points on monthly UPI spends of ₹5,000 or more (excluding fuel and rent transactions). Effective cashback rate: 0.50%.
IDFC First Select Credit Card
• Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25.
• 3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%.
• 10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%.
• 1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.
• 3X reward points on rental and property management transactions, cashback rate: 0.50%.
IDFC First Wealth Credit Card
• Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25.
• 3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%.
• 10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%.
• 1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.
• 3X reward points on rental and property management transactions, cashback rate: 0.50%.
IDFC First Wow Credit Card
• Users will get 4 reward points per Rs. 150 spent.
• The value of 1 reward point = Rs 0.25. Cashback rate: 0.66%.
IDFC Mayura Credit Card
• 1 reward point per ₹150 spent. 1 reward point = ₹0.25.
• Users will earn 5X reward points on all spending excluding 1X and 3X categories mentioned below. Effective cashback rate: 1.25%.
• Users will earn 1X reward points for spending on insurance premiums and utility bill payments. Effective cashback rate: 0.165%.
• Users will earn 3X reward points for spending on rental & property management, government services, education and wallet load transactions. Effective cashback rate: 0.50%.
• Users can get 10X reward points on incremental spending above ₹20,000 in a monthly statement cycle. Effective cashback rate: 2.5%.;
IndiGo IDFC FIRST Credit Card
• Cardholder will earn 22 BluChips on spending INR 100 on booking flights through Indigo app and website.
• Value of 1 BluChip = INR 1 (when used for booking Indigo flights).
• Indigo Cashback Rate: 22%.
• User will earn 0.5 BluChip on UPI spends.
• UPI Cashback Rate: 0.5%.
• User will earn 0.5 BluChip on utilities, rent, wallet, fuel spends.
• Utilities Plus Cashback Rate: 0.5%.
• User will earn 3 BluChip on other spends.
• General Cashback Rate: 3%
Annual Fee
Credit Card | Annual Fee and Joining Fee |
|---|---|
IDFC Bank First Millennia Credit Card | Annual fee and joining fee INR 0 |
IndiGo IDFC FIRST Credit Card | Annual fee and joining fee INR 4,999 plus taxes. |
IDFC Mayura Credit Card | Annual fee and joining fee Rs. 5999 plus taxes |
IDFC First Wow Credit Car | Joining Fee 0 No Annual Fee ( lifetime free credit card ) |
IDFC First Wealth Credit Card | Annual fee and joining fee INR 50,000. |
IDFC First Select Credit Card | Annual fee and joining fee INR 0 |
IDFC First SWYP Credit Card | Annual fee 199 + GST Joining fee (2nd year onwards) 199 + GST |
IDFC First Private Credit Card | Annual fee and joining fee INR 50,000. |
IDFC First Power+ Credit Card | Annual fee INR 499 Joining fee INR 499, waived off on crossing ₹150,000 spent in the previous anniversary year.
|
IDFC First Power Credit Card | Annual fee and joining fee N.A.(Not Applicable) |
IDFC First Earn RuPay Credit Card | Annual fee and joining fee Rs. 499 plus taxes. |
IDFC First Classic Credit Card | Annual fee and joining fee INR 0 |
IDFC First Ashva Credit Card | Annual fee and joining fee Rs. 2999 plus taxes |
PSB SBI Card Prime
• Annual Fee (one time): INR 2,999 + Taxes
• Renewal Fee (per annum): INR 2,999 + Taxes.
PSB SBI Card Elite
• Annual Fee (one time): INR 4,999 + Taxes
• Renewal Fee (per annum): INR 4,999 + Taxes.
Air India SBI Signature Card
• Annual Fee (one time): INR 4,999 + Taxes.
• Renewal Fee (per annum): INR 4,999 + Taxes.
Air India SBI Platinum Card
• Annual Fee (one time): INR 1499 + Taxes.
• Renewal Fee (per annum): INR 1499 + Taxes.
Yatra SBI Card
• Annual Fee (one time): INR 499 + Taxes.
• Renewal Fee (per annum): INR 499 + Taxes.
Club Vistara SBI Card
• Annual Fee (one time): INR 1499 + Taxes.
• Renewal Fee (per annum): INR 1499 + Taxes.
Club Vistara SBI Card Prime
• Annual Fee (one time): INR 2999 + Taxes.
• Renewal Fee (per annum): INR 2999 + Taxes.
Etihad Guest SBI Premier Card
• Annual Fee (one time): INR 4999 + Taxes.
• Renewal Fee (per annum): INR 4999 + Taxes.
Etihad Guest SBI Card
• Annual Fee (one time): INR 1499 + Taxes.
• Renewal Fee (per annum): INR 1499 + Taxes.
IRCTC SBI Card (on RuPay platform)
• Annual Fee (one time): INR 500 + Taxes.
• Renewal Fee (per annum): INR 500 + Taxes.
IRCTC SBI Platinum Card
• Annual Fee (one time): INR 500 + Taxes.
• Renewal Fee (per annum): INR 500 + Taxes.
IRCTC SBI Card Premier
• Annual Fee (one time): INR 1499 + Taxes.
• Renewal Fee (per annum): INR 1499 + Taxes.
BPCL SBI Card
• Annual Fee (one time): INR 499 + Taxes.
• Renewal Fee (per annum): INR 499 + Taxes.
BPCL SBI Card Octane
• Annual Fee (one time): INR 499 + Taxes.
• Renewal Fee (per annum): INR 499 + Taxes.
Shaurya Select SBI Card
• Annual Fee (one time): INR 1499 + Taxes.
• Renewal Fee (per annum): INR 1499 + Taxes.
Shaurya SBI Card
• Annual Fee (one time): INR 250 + Taxes.
• Renewal Fee (per annum): INR 250 + Taxes.
SBI Card Unnati
• Annual Fee (one time): INR 0 + Taxes.
• Renewal Fee 5th year onwards (per annum): INR 499 + Taxes.
SimplySave Advantage SBI Card
• Annual Fee (one time): INR 499 + Taxes.
• Renewal Fee (per annum): INR 499 + Taxes.
SimplyClick Advantage SBI Card
• Annual Fee (one time): INR 499 + Taxes.
• Renewal Fee (per annum): INR 499 + Taxes.
SimplySave SBI Card
• Annual Fee (one time): INR 499 + Taxes.
• Renewal Fee (per annum): INR 499 + Taxes.
SimplyClick SBI Card
• Annual Fee (one time): INR 499 + Taxes.
• Renewal Fee (per annum): INR 499 + Taxes.
Spar SBI Card
• Annual Fee (one time): INR 499 + Taxes.
• Renewal Fee (per annum): INR 499 + Taxes.
Max SBI Card
• Annual Fee (one time): INR 499 + Taxes.
• Renewal Fee (per annum): INR 499 + Taxes.
Lifestyle Home Centre SBI Card
• Annual Fee (one time): INR 499 + Taxes.
• Renewal Fee (per annum): INR 499 + Taxes.
Spar SBI Card Select
• Annual Fee (one time): INR 1499 + Taxes.
• Renewal Fee (per annum): INR 1499 + Taxes.
Max SBI Card Select
• Annual Fee (one time): INR 1499 + Taxes.
• Renewal Fee (per annum): INR 1499 + Taxes.
Lifestyle Home Centre SBI Card Select
• Annual Fee (one time): INR 1499 + Taxes.
• Renewal Fee (per annum): INR 1499 + Taxes.
Spar SBI Card Prime
• Annual Fee (one time): INR 2999 + Taxes.
• Renewal Fee (per annum): INR 2999 + Taxes.
Max SBI Card Prime
• Annual Fee (one time): INR 2999 + Taxes.
• Renewal Fee (per annum): INR 2999 + Taxes.
Lifestyle Home Centre SBI Card PRIME
• Annual Fee (one time): INR 2999 + Taxes.
• Renewal Fee (per annum): INR 2999 + Taxes.
FabIndia SBI Card
• Annual Fee (one time): INR. 1,499 + Taxes.
• Renewal Fee (per annum): INR 1,499 + Taxes.
FabIndia SBI Card Select
• Annual Fee (one time): INR 499 + Taxes.
• Renewal Fee (per annum): INR 499 + Taxes.
Reliance SBI Card
• Annual Fee (one time): INR. 499 + Taxes
• Renewal Fee (per annum): INR 499 + Taxes.
Reliance SBI Card Prime
• Annual Fee (one time): INR. 2,999 + Taxes
• Renewal Fee (per annum): INR 2,999 + Taxes.
Paytm SBI Card
• Annual Fee (one time): INR 499 + Taxes
• Renewal Fee (per annum): INR 499 + Taxes.
Paytm SBI Card SELECT
• Annual Fee (one time): INR. 1,499 + Taxes
• Renewal Fee (per annum): INR 1,499 + Taxes.
Aditya Birla SBI Card Select
• Annual Fee (one time): INR 1499 + Taxes
• Renewal Fee (per annum): INR 1499 + Taxes.
Aditya Birla SBI Card
• Annual Fee (one time): INR. 499 + Taxes
• Renewal Fee (per annum): INR 499 + Taxes.
Apollo SBI Card
• Annual Fee (one time): INR. 499 + Taxes
• Renewal Fee (per annum): INR 499 + Taxes.
Ola Money SBI Card
• Annual Fee (one time): INR 0
• Renewal Fee (per annum): INR 499 + Taxes from second year onwards.
SBI Card Prime
• Annual Fee (one time): INR 2,499 + Taxes
• Renewal Fee (per annum): INR 2,499 + Taxes.
SBI Cashback Card
• Annual Fee (one time): INR 999 + Taxes
• Renewal Fee (per annum): INR 999 + Taxes from second year onwards.
Doctor's SBI Card
• Annual Fee (one time): INR 1,499 + Taxes
• Renewal Fee (per annum): INR 4,499 + Taxes from second year onwards.
Doctor's SBI Card (In Association With IMA)
• Annual Fee (one time): INR 1,499 + Taxes
• Renewal Fee (per annum): INR 4,499 + Taxes from second year onwards.
SBI Card Elite
• Annual Fee (one time): Rs. 4,499 + Taxes
• Renewal Fee (per annum): Rs. 4,499 + Taxes from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs. 2,00,000.
SBI PULSE Credit Card
• Annual Fee (one time): Rs. 1,499 + Taxes
• Renewal Fee (per annum): Rs. 1,499 + Taxes from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs. 2,00,000.
SBI Card Prime Advantage
Annual Fee (one time): INR 2,499 + Taxes
Renewal Fee (per annum): INR 2,499 + Taxes.
SBI Titan Credit Card
• Annual Fee (one time): INR 2,999 + Taxes
• Renewal Fee (per annum): INR 2,999 + Taxes.
City Union Bank SBI Card Prime
• Annual Fee (one time): INR 2,999 + Taxes
• Renewal Fee (per annum): INR 2,999 + Taxes.
Central Bank of India SBI Card Elite
• Annual Fee (one time): INR 4,999 + Taxes
• Renewal Fee (per annum): INR 4,999 + Taxes.
Central Bank of India SBI Card Prime
• Annual Fee (one time): INR 2,999 + Taxes
• Renewal Fee (per annum): INR 2,999 + Taxes.
UCO Bank SBI Card Prime
• Annual Fee (one time): INR 2,999 + Taxes
• Renewal Fee (per annum): INR 2,999 + Taxes.
UCO Bank SBI Card Elite
• Annual Fee (one time): INR 4,999 + Taxes
• Renewal Fee (per annum): INR 4,999 + Taxes
Key Fees & Charges for IDFC FIRST Bank Credit Cards
Type of Fee/Charge | Details / Approx Amount |
|---|---|
UCO Bank SBI Card Elite | Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
PSB SBI Card Prime | Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Get 20 Reward Points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
PSB SBI Card Elite | Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
Air India SBI Signature Card | Earn upto 30 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (30 reward points when booked for self and 10 reward points when booked for others). Value of 1 reward point = INR 0.25. Point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%. Get 4 reward points for every INR 100 spent on all other spends. General cashback rate: INR 1%. |
Air India SBI Platinum Card | Earn upto 15 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (15 reward points when booked for self and 5 reward points when booked for others). Value of 1 reward point = INR 0.25. 1 point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 3.75%. Get 2 reward points for every INR100 spent on all other spends. General cashback rate: INR 0.5%. |
Yatra SBI Card | Get 6 reward points on every INR 100 spend on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spends (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%. |
Club Vistara SBI Card | Earn 1.5 CV points per INR 100 spent on all your spends. Value of 1 point = INR 0.75. Cashback percentage: 1.12% |
Club Vistara SBI Card Prime | Earn 2 CV points per INR 100 spent on all your spends. Value of 1 point = INR 0.75. Cashback percentage: 1.5%. |
Etihad Guest SBI Premier Card | Get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Get 4 Etihad guest miles on every INR 100 spent on International spends. Get 2 Etihad guest mile on every INR 100 spent on other spend. |
Etihad Guest SBI Card | Get 3 Etihad guest miles on every INR 100 spent on Etihad.com. Get 2 Etihad guest miles on every INR 100 spent on International spends. Get 1 Etihad guest mile on every INR 100 spent on other spend. |
IRCTC SBI Card (on RuPay platform) | On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car and get upto 10% value back as reward points. Get 1 reward point on INR 125 on all other spends. Effective general cashback rate: 0.8%. |
IRCTC SBI Platinum Card | On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car and get upto 10% value back as reward points. Get 1 reward point on INR 125 on all other spends. Effective general cashback rate: 0.8% |
IRCTC SBI Card Premier | On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car and get upto 10% value back as reward points. Get 3 reward points on every 125 spent at dining, and on standing instructions on utility bill payment. Dining & bill cashback rate: 2.4%. Get 1 reward point on INR 125 on all other spends. Effective general cashback rate: 0.8% |
BPCL SBI Card | Get 13 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 3.25% (Capped at 1300 reward points per month). Get 5 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 1.25% (Capped at 5000 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%. |
BPCL SBI Card Octane | Get 25 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month). Get 10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25% |
Shaurya Select SBI Card | Get 10 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 2 reward points on all other spends per INR 100. Effective general cashback rate: 0.5%. |
Shaurya SBI Card | Get 5 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery. Value of 1 point = INR 0.25. |
SBI Card Unnati | 1 point on spend of every INR 100 . Value of 1 point = INR 0.25. Effective cashback rate: 0.25%. |
SimplySave Advantage SBI Card | 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16% |
SimplyClick Advantage SBI Card | 10 point on spend of every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 5 reward points on all other online spends per INR 100. Effective online cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%. |
SimplySave SBI Card | 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%. |
SimplyClick SBI Card | 10 point on spend of every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 5 reward points on all other online spends per INR 100. Effective online cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%. |
Spar SBI Card | 5 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.25%. |
Max SBI Card | 5 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 1.25%. |
Lifestyle Home Centre SBI Card | 5 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.25%. |
Spar SBI Card Select | 10 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 2.5%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%. |
Max SBI Card Select | 10 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 2.5%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%. |
Lifestyle Home Centre SBI Card Select | 10 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 2.5%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%. |
Spar SBI Card Prime | 15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%. |
Max SBI Card Prime | 15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%. |
Lifestyle Home Centre SBI Card PRIME | 15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%. |
FabIndia SBI Card | 5 point on spend of every INR 100 on FabIndia stores. Value of 1 point = INR 1. Effective FabIndia store cashback rate: 5%. Get 2 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2%. |
FabIndia SBI Card Select | 10 point on spend of every INR 100 on FabIndia stores. Value of 1 point = INR 1. Effective FabIndia store cashback rate: 10%. Get 3 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 3%. |
Reliance SBI Card | 5 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 points on all other retail spends. Effective general cashback rate: 0.25%. |
Reliance SBI Card Prime | 10 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 2.5%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 2 points on all other retail spends. Effective general cashback rate: 0.5%. |
Paytm SBI Card | 3% cashback on Paytm Mall, movies and travel. 2% cashback on all other purchases on Paytm app. 1% cashback on any other spends across millions of offline and online stores. |
Paytm SBI Card SELECT | 5% Cashback on Paytm Mall, movies and travel. 2% cashback on all other purchases on paytm app. 1% cashback on any other spends across millions of offline and online stores. |
Aditya Birla SBI Card Select | Get 20 reward points per INR 100 spend on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). Value of 1 point = INR 0.25. Effective Aditya Birla Cashback Rate: 5%. Get 10 Reward Points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 2.5%. Get 1 reward point per INR 100 spent on other purchases. Effective general cashback rate: 0.25%. |
Aditya Birla SBI Card | Get 10 reward points per INR 100 spend on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). Value of 1 point = INR 0.25. Effective Aditya Birla Cashback Rate: 2.5%. Get 5 Reward Points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 1.25%. Get 1 reward point per INR 200 spent on other purchases. Effective general cashback rate: 0.125%. |
Apollo SBI Card | Get 3X Reward Points on every INR. 100 spent on all Apollo services. Value of 1 point = INR 1, Apollo Cashback Rate: 3%. Get 2X Reward Points on every Rs. 100 spent on Dining, movies & entertainment. Dining, movies, entertainment cashback rate: 2%. 1 Reward Point on every INR 100 spent on beauty & wellness services. .5 reward point on other retail spends. General cashback rate 0.5%. |
Ola Money SBI Card | Get 3X Reward Points on every INR. 100 spent on all Apollo services. Value of 1 point = INR 1, Apollo Cashback Rate: 3%. Get 2X Reward Points on every Rs. 100 spent on Dining, movies & entertainment. Dining, movies, entertainment cashback rate: 2%. 1 Reward Point on every INR 100 spent on beauty & wellness services. .5 reward point on other retail spends. General cashback rate 0.5%. |
SBI Card Prime | Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5% |
SBI Cashback Card | 5 percent cashback on online spends without any kind of merchant restriction.
1 percent cashback on all offline spends.
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Doctor's SBI Card | Get 5X reward points on spends on medical supplies, travel bookings and international spends. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Get 1 point on all other spends. General cashback rate = 0.25%. |
Doctor's SBI Card (In Association With IMA) | Get 5X reward points on spends on medical supplies, travel bookings and international spends. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Get 1 point on all other spends. General cashback rate = 0.25%. |
SBI Card Elite | Get 5X reward points on dining, departmental stores and grocery spends. Value of 1 reward point = INR 0.25. Effective cashback rate: 1.25%
Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective cashback rate: 0.5%.
|
SBI PULSE Credit Card | Enjoy 10 Reward Points per Rs.100 spent on Chemist, Pharmacy, Dining and Movies
Earn 2 Reward Points per Rs.100 spent on all your other spends
4 Reward Points = Rs.1
Use your Reward Points to pay the outstanding balance on your credit card or redeem against a wide array of gifts
Effective Cashback Rate: 0.5%
|
SBI Card Prime Advantage | Reward System: Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Enjoy 20 reward points per INR 100 spent on birthday (reward points on birthday spends (one day before, on birthday and one day after) is capped at 2000 Reward points per calendar year).
|
SBI Titan Credit Card | Get 3% valueback in form of gift vouchers via Tanishq on quarterly spends. 5 percent cashback on Mia, Caratlane & Zoya each quarter. 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 6 reward point on all other spends, value of 1 reward point = INR 0.25. General cashback rate: 1.5%. |
City Union Bank SBI Card Prime | Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Get 20 Reward Points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
Central Bank of India SBI Card Elite | Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
Central Bank of India SBI Card Prime | Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Get 20 Reward Points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
UCO Bank SBI Card Prime | Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Get 20 Reward Points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
UCO Bank SBI Card Elite
Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
PSB SBI Card Prime
Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Get 20 Reward Points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
PSB SBI Card Elite
Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Air India SBI Signature Card
Earn upto 30 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (30 reward points when booked for self and 10 reward points when booked for others). Value of 1 reward point = INR 0.25. Point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%. Get 4 reward points for every INR 100 spent on all other spends. General cashback rate: INR 1%.
Air India SBI Platinum Card
Earn upto 15 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (15 reward points when booked for self and 5 reward points when booked for others). Value of 1 reward point = INR 0.25. 1 point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 3.75%. Get 2 reward points for every INR100 spent on all other spends. General cashback rate: INR 0.5%.
Yatra SBI Card
Get 6 reward points on every INR 100 spend on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spends (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%.
Club Vistara SBI Card
Earn 1.5 CV points per INR 100 spent on all your spends. Value of 1 point = INR 0.75. Cashback percentage: 1.12%
Club Vistara SBI Card Prime
Earn 2 CV points per INR 100 spent on all your spends. Value of 1 point = INR 0.75. Cashback percentage: 1.5%.
Etihad Guest SBI Premier Card
Get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Get 4 Etihad guest miles on every INR 100 spent on International spends. Get 2 Etihad guest mile on every INR 100 spent on other spend.
Etihad Guest SBI Card
Get 3 Etihad guest miles on every INR 100 spent on Etihad.com. Get 2 Etihad guest miles on every INR 100 spent on International spends. Get 1 Etihad guest mile on every INR 100 spent on other spend.
IRCTC SBI Card (on RuPay platform)
On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car and get upto 10% value back as reward points. Get 1 reward point on INR 125 on all other spends. Effective general cashback rate: 0.8%.
IRCTC SBI Platinum Card
On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car and get upto 10% value back as reward points. Get 1 reward point on INR 125 on all other spends. Effective general cashback rate: 0.8%
IRCTC SBI Card Premier
On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car and get upto 10% value back as reward points. Get 3 reward points on every 125 spent at dining, and on standing instructions on utility bill payment. Dining & bill cashback rate: 2.4%. Get 1 reward point on INR 125 on all other spends. Effective general cashback rate: 0.8%
BPCL SBI Card
Get 13 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 3.25% (Capped at 1300 reward points per month). Get 5 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 1.25% (Capped at 5000 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%.
BPCL SBI Card Octane
Get 25 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month). Get 10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%
Shaurya Select SBI Card
Get 10 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 2 reward points on all other spends per INR 100. Effective general cashback rate: 0.5%.
Shaurya SBI Card
Get 5 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery. Value of 1 point = INR 0.25.
SBI Card Unnati
1 point on spend of every INR 100 . Value of 1 point = INR 0.25. Effective cashback rate: 0.25%.
SimplySave Advantage SBI Card
10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%
SimplyClick Advantage SBI Card
10 point on spend of every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 5 reward points on all other online spends per INR 100. Effective online cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%.
SimplySave SBI Card
10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%.
SimplyClick SBI Card
10 point on spend of every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 5 reward points on all other online spends per INR 100. Effective online cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%.
Spar SBI Card
5 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.25%.
Max SBI Card
5 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 1.25%.
Lifestyle Home Centre SBI Card
5 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.25%.
Spar SBI Card Select
10 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 2.5%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%.
Max SBI Card Select
10 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 2.5%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%.
Lifestyle Home Centre SBI Card Select
10 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 2.5%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%.
Spar SBI Card Prime
15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%.
Max SBI Card Prime
15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%.
Lifestyle Home Centre SBI Card PRIME
15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%.
FabIndia SBI Card
5 point on spend of every INR 100 on FabIndia stores. Value of 1 point = INR 1. Effective FabIndia store cashback rate: 5%. Get 2 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2%.
FabIndia SBI Card Select
10 point on spend of every INR 100 on FabIndia stores. Value of 1 point = INR 1. Effective FabIndia store cashback rate: 10%. Get 3 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 3%.
Reliance SBI Card
5 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 points on all other retail spends. Effective general cashback rate: 0.25%.
Reliance SBI Card Prime
10 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 2.5%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 2 points on all other retail spends. Effective general cashback rate: 0.5%.
Paytm SBI Card
3% cashback on Paytm Mall, movies and travel. 2% cashback on all other purchases on Paytm app. 1% cashback on any other spends across millions of offline and online stores.
Paytm SBI Card SELECT
5% Cashback on Paytm Mall, movies and travel. 2% cashback on all other purchases on paytm app. 1% cashback on any other spends across millions of offline and online stores.
Aditya Birla SBI Card Select
Get 20 reward points per INR 100 spend on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). Value of 1 point = INR 0.25. Effective Aditya Birla Cashback Rate: 5%. Get 10 Reward Points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 2.5%. Get 1 reward point per INR 100 spent on other purchases. Effective general cashback rate: 0.25%.
Aditya Birla SBI Card
Get 10 reward points per INR 100 spend on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). Value of 1 point = INR 0.25. Effective Aditya Birla Cashback Rate: 2.5%. Get 5 Reward Points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 1.25%. Get 1 reward point per INR 200 spent on other purchases. Effective general cashback rate: 0.125%.
Apollo SBI Card
Get 3X Reward Points on every INR. 100 spent on all Apollo services. Value of 1 point = INR 1, Apollo Cashback Rate: 3%. Get 2X Reward Points on every Rs. 100 spent on Dining, movies & entertainment. Dining, movies, entertainment cashback rate: 2%. 1 Reward Point on every INR 100 spent on beauty & wellness services. .5 reward point on other retail spends. General cashback rate 0.5%.
Ola Money SBI Card
Get 3X Reward Points on every INR. 100 spent on all Apollo services. Value of 1 point = INR 1, Apollo Cashback Rate: 3%. Get 2X Reward Points on every Rs. 100 spent on Dining, movies & entertainment. Dining, movies, entertainment cashback rate: 2%. 1 Reward Point on every INR 100 spent on beauty & wellness services. .5 reward point on other retail spends. General cashback rate 0.5%.
SBI Card Prime
Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%
SBI Cashback Card
5 percent cashback on online spends without any kind of merchant restriction.
1 percent cashback on all offline spends.
Doctor's SBI Card
Get 5X reward points on spends on medical supplies, travel bookings and international spends. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Get 1 point on all other spends. General cashback rate = 0.25%.
Doctor's SBI Card (In Association With IMA)
Get 5X reward points on spends on medical supplies, travel bookings and international spends. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Get 1 point on all other spends. General cashback rate = 0.25%.
SBI Card Elite
Get 5X reward points on dining, departmental stores and grocery spends. Value of 1 reward point = INR 0.25. Effective cashback rate: 1.25%
Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective cashback rate: 0.5%.
SBI PULSE Credit Card
Enjoy 10 Reward Points per Rs.100 spent on Chemist, Pharmacy, Dining and Movies
Earn 2 Reward Points per Rs.100 spent on all your other spends
4 Reward Points = Rs.1
Use your Reward Points to pay the outstanding balance on your credit card or redeem against a wide array of gifts
Effective Cashback Rate: 0.5%
SBI Card Prime Advantage
Reward System: Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Enjoy 20 reward points per INR 100 spent on birthday (reward points on birthday spends (one day before, on birthday and one day after) is capped at 2000 Reward points per calendar year).
SBI Titan Credit Card
Get 3% valueback in form of gift vouchers via Tanishq on quarterly spends. 5 percent cashback on Mia, Caratlane & Zoya each quarter. 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 6 reward point on all other spends, value of 1 reward point = INR 0.25. General cashback rate: 1.5%.
City Union Bank SBI Card Prime
Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Get 20 Reward Points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Central Bank of India SBI Card Elite
Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Central Bank of India SBI Card Prime
Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Get 20 Reward Points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
UCO Bank SBI Card Prime
Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Get 20 Reward Points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
How to Apply for IDFC Credit Card
IDFC FIRST Bank, which was initially called IDFC Bank Limited, provides numerous types of credit cards that provide rewards, cashbacks, lifestyle, and traveling benefits. In case you want to take an IDFC credit card, there is an easy way out of that.
Online Application with the help of the official site.
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Go to the official site idfc first bank.com or idfc fast bank com. Click on the IDFC FIRST Bank Credit Card link, and select the card that fits your requirements, and then click on the Apply to IDFC Credit Card. You will be required to fill in some basic information such as PAN, Aadhaar, income and contacts. Apply through Net Banking or Mobile App.
In case you have already registered with IDFC FIRST Bank Limited,
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you can also log in via IDFC net banking, IDFC internet banking, or the IDFC First Bank mobile app. Within the dashboard, in the credit card section, you can choose IDFC Bank credit card apply. It is smooth and enables instant approvals to the deserving clients.
Apply Offline at a Branch
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Type in the search idfc bank near me or idfc first bank near me to find the nearest branch. You will need to visit with your KYC documents (PAN, Aadhaar, address proof, and income proof). Bank members will take you through the IDFC First Bank credit card procedure.
Key Features After Approval
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Free lifetime membership with IDFC First Bank credit card without any hidden charges.
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Online management of your card through easy IDFC.
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Direct access via net banking of IDFC First Bank or online banking of IDFC Bank when paying bills, viewing statements and reward information.
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A perfect match with your IDFC Bank zero balance account to make auto-payments.
It is not a complicated process to apply to an IDFC credit card and it can be done online through IDFC Firstbank.com, IDFC internet banking, or through an IDFC near me branch. IDFC FIRST focuses on the customer first principle, thus, making the process speedy, safe and rewarding.
Eligibility Criteria for IDFC Credit Card
What | Requirnements |
|---|---|
UCO Bank SBI Card Elite | Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
PSB SBI Card Prime | Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Get 20 Reward Points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
PSB SBI Card Elite | Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
Air India SBI Signature Card | Earn upto 30 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (30 reward points when booked for self and 10 reward points when booked for others). Value of 1 reward point = INR 0.25. Point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%. Get 4 reward points for every INR 100 spent on all other spends. General cashback rate: INR 1%. |
Air India SBI Platinum Card | Earn upto 15 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (15 reward points when booked for self and 5 reward points when booked for others). Value of 1 reward point = INR 0.25. 1 point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 3.75%. Get 2 reward points for every INR100 spent on all other spends. General cashback rate: INR 0.5%. |
Yatra SBI Card | Get 6 reward points on every INR 100 spend on departmental stores, grocery, dining, movies, entertainment (Up to 5000 reward points per month) and international spends (Up to 5000 reward points per month). Value of 1 reward point = INR0.25. Cashback percentage: 1.5%. 1 reward point on every INR 100 spent on all other categories. General cashback rate: 0.25%. |
Club Vistara SBI Card | Earn 1.5 CV points per INR 100 spent on all your spends. Value of 1 point = INR 0.75. Cashback percentage: 1.12% |
Club Vistara SBI Card Prime | Earn 2 CV points per INR 100 spent on all your spends. Value of 1 point = INR 0.75. Cashback percentage: 1.5%. |
Etihad Guest SBI Premier Card | Get 6 Etihad guest miles on every INR 100 spent on Etihad.com. Get 4 Etihad guest miles on every INR 100 spent on International spends. Get 2 Etihad guest mile on every INR 100 spent on other spend. |
Etihad Guest SBI Card | Get 3 Etihad guest miles on every INR 100 spent on Etihad.com. Get 2 Etihad guest miles on every INR 100 spent on International spends. Get 1 Etihad guest mile on every INR 100 spent on other spend. |
IRCTC SBI Card (on RuPay platform) | On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car and get upto 10% value back as reward points. Get 1 reward point on INR 125 on all other spends. Effective general cashback rate: 0.8%. |
IRCTC SBI Platinum Card | On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car and get upto 10% value back as reward points. Get 1 reward point on INR 125 on all other spends. Effective general cashback rate: 0.8% |
IRCTC SBI Card Premier | On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car and get upto 10% value back as reward points. Get 3 reward points on every 125 spent at dining, and on standing instructions on utility bill payment. Dining & bill cashback rate: 2.4%. Get 1 reward point on INR 125 on all other spends. Effective general cashback rate: 0.8% |
BPCL SBI Card | Get 13 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 3.25% (Capped at 1300 reward points per month). Get 5 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 1.25% (Capped at 5000 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%. |
BPCL SBI Card Octane | Get 25 point on spend of every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month). Get 10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month). Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25% |
Shaurya Select SBI Card | Get 10 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 2 reward points on all other spends per INR 100. Effective general cashback rate: 0.5%. |
Shaurya SBI Card | Get 5 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery. Value of 1 point = INR 0.25. |
SBI Card Unnati | 1 point on spend of every INR 100 . Value of 1 point = INR 0.25. Effective cashback rate: 0.25%. |
SimplySave Advantage SBI Card | 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16% |
SimplyClick Advantage SBI Card | 10 point on spend of every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 5 reward points on all other online spends per INR 100. Effective online cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%. |
SimplySave SBI Card | 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%. Get 1 reward points on all other spends per INR 150. Effective general cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%. |
SimplyClick SBI Card | 10 point on spend of every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. Value of 1 point = INR 0.25. Effective cashback rate: 2.5%. Get 5 reward points on all other online spends per INR 100. Effective online cashback rate: 1.25%. Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%. |
Spar SBI Card | 5 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.25%. |
Max SBI Card | 5 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 1.25%. |
Lifestyle Home Centre SBI Card | 5 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.25%. |
Spar SBI Card Select | 10 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 2.5%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%. |
Max SBI Card Select | 10 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 2.5%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%. |
Lifestyle Home Centre SBI Card Select | 10 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25. Effective store cashback rate: 2.5%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%. |
Spar SBI Card Prime | 15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%. |
Max SBI Card Prime | 15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%. |
Lifestyle Home Centre SBI Card PRIME | 15 point on spend of every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Value of 1 point = INR 0.25 Effective store cashback rate: 3.75%. Get 10 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2.5%. Get 2 reward point per INR 100 spent on other retail purchases (Non fuel). Effective general cashback rate: 0.5%. |
FabIndia SBI Card | 5 point on spend of every INR 100 on FabIndia stores. Value of 1 point = INR 1. Effective FabIndia store cashback rate: 5%. Get 2 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 2%. |
FabIndia SBI Card Select | 10 point on spend of every INR 100 on FabIndia stores. Value of 1 point = INR 1. Effective FabIndia store cashback rate: 10%. Get 3 points on spend of every INR 100 on dinning, movies & entertainment spends. Effective dining/entertainment cashback rate: 3%. |
Reliance SBI Card | 5 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 1.25%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 1 points on all other retail spends. Effective general cashback rate: 0.25%. |
Reliance SBI Card Prime | 10 point on spend of every INR 100 on Reliance Retail stores. Value of 1 point = INR 0.25. Effective Reliance Retail store cashback rate: 2.5%. Get 5 points on spend of every INR 100 on dinning, movies & entertainment, domestic airlines and international spends. Effective dining/entertainment cashback rate: 1.25%. Get 2 points on all other retail spends. Effective general cashback rate: 0.5%. |
Paytm SBI Card | 3% cashback on Paytm Mall, movies and travel. 2% cashback on all other purchases on Paytm app. 1% cashback on any other spends across millions of offline and online stores. |
Paytm SBI Card SELECT | 5% Cashback on Paytm Mall, movies and travel. 2% cashback on all other purchases on paytm app. 1% cashback on any other spends across millions of offline and online stores. |
Aditya Birla SBI Card Select | Get 20 reward points per INR 100 spend on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). Value of 1 point = INR 0.25. Effective Aditya Birla Cashback Rate: 5%. Get 10 Reward Points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 2.5%. Get 1 reward point per INR 100 spent on other purchases. Effective general cashback rate: 0.25%. |
Aditya Birla SBI Card | Get 10 reward points per INR 100 spend on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). Value of 1 point = INR 0.25. Effective Aditya Birla Cashback Rate: 2.5%. Get 5 Reward Points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 1.25%. Get 1 reward point per INR 200 spent on other purchases. Effective general cashback rate: 0.125%. |
Apollo SBI Card | Get 3X Reward Points on every INR. 100 spent on all Apollo services. Value of 1 point = INR 1, Apollo Cashback Rate: 3%. Get 2X Reward Points on every Rs. 100 spent on Dining, movies & entertainment. Dining, movies, entertainment cashback rate: 2%. 1 Reward Point on every INR 100 spent on beauty & wellness services. .5 reward point on other retail spends. General cashback rate 0.5%. |
Ola Money SBI Card | Get 3X Reward Points on every INR. 100 spent on all Apollo services. Value of 1 point = INR 1, Apollo Cashback Rate: 3%. Get 2X Reward Points on every Rs. 100 spent on Dining, movies & entertainment. Dining, movies, entertainment cashback rate: 2%. 1 Reward Point on every INR 100 spent on beauty & wellness services. .5 reward point on other retail spends. General cashback rate 0.5%. |
SBI Card Prime | Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5% |
SBI Cashback Card | 5 percent cashback on online spends without any kind of merchant restriction.
1 percent cashback on all offline spends.
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Doctor's SBI Card | Get 5X reward points on spends on medical supplies, travel bookings and international spends. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Get 1 point on all other spends. General cashback rate = 0.25%. |
Doctor's SBI Card (In Association With IMA) | Get 5X reward points on spends on medical supplies, travel bookings and international spends. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Get 1 point on all other spends. General cashback rate = 0.25%. |
SBI Card Elite | Get 5X reward points on dining, departmental stores and grocery spends. Value of 1 reward point = INR 0.25. Effective cashback rate: 1.25%
Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective cashback rate: 0.5%.
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SBI PULSE Credit Card | Enjoy 10 Reward Points per Rs.100 spent on Chemist, Pharmacy, Dining and Movies
Earn 2 Reward Points per Rs.100 spent on all your other spends
4 Reward Points = Rs.1
Use your Reward Points to pay the outstanding balance on your credit card or redeem against a wide array of gifts
Effective Cashback Rate: 0.5%
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SBI Card Prime Advantage | Reward System: Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
Enjoy 20 reward points per INR 100 spent on birthday (reward points on birthday spends (one day before, on birthday and one day after) is capped at 2000 Reward points per calendar year).
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SBI Titan Credit Card | Get 3% valueback in form of gift vouchers via Tanishq on quarterly spends. 5 percent cashback on Mia, Caratlane & Zoya each quarter. 7.5% cashback on World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata. 6 reward point on all other spends, value of 1 reward point = INR 0.25. General cashback rate: 1.5%. |
City Union Bank SBI Card Prime | Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Get 20 Reward Points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
Central Bank of India SBI Card Elite | Get 5 reward points per INR 100 spent on dining, groceries, departmental stores. Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
Central Bank of India SBI Card Prime | Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Get 20 Reward Points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
UCO Bank SBI Card Prime | Get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. Get 20 Reward Points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. Earn 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. |
Other Fee And Charges
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Interest Rates: 3.50% per month i.e. 43.2% annually
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Cash Advance Charges: 2.5% of amount withdrawn or `500 whichever is higher.
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Late Payment Charges: Up to `100 – Nil
101 - `500 – INR 150 ,
501 - `5000 – INR 500
5001 - `20000 – INR 750
25000 - 50000 – INR 950
Above `50000 – INR 1300
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Foreign Currency Mark-up Fees: All overseas transactions are levied with a 3.5% transaction fee.
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Reward Redemption Fees: INR 99 + GST.
IDFC FIRST Bank
Overview
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Overview Name: IDFC FIRST Bank (previously, IDFC Bank Limited)
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Type: Leading private sector universal bank in India
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Head Office: Mumbai, Maharashtra.
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Founded: On October 1, 2015, IDFC Limited was given a banking license which started the banking operations of the IDFC Bank.
History & Transformation
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IDFC FIRST Bank was formed as a demerger of IDFC Limited, which was an infrastructure finance company in its early days.
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IDFC Bank increased its strength in retail and consumer lending by merging with Capital First in 2018. Since that time, the emphasis has been more on retail, MSME, and consumer banking at IDFC FIRST as well as on products such as the IDFC First Bank credit card and IDFC Bank zero balance account.
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The bank also underwent a reverse merger with its parent IDFC Limited on October 1, 2024, uniting its structure, and increasing its provision of services via digital channels such as IDFC net banking, IDFC internet banking, and IDFC bank online banking.
Key Figures & Focus Areas
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Customer base and presence: has a base of more than 35 million customers in India, which covers more than 60,000 towns, cities, and villages.
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Branches & network: Has 1,000+ branches, several ATMs, and rural correspondent centres; the customer can type in the search query of idfc bank near me or idfc FIRST Bank near me to get the nearest branch.
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Financials:
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Growth in deposits and advances of 20-25/per/year.
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High CASA ratio with an increasing company of retail deposits.
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High good asset quality with low non- performing assets.
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Values, Strategy & Differentiators
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Concentrates on ethical banking, clear pricing and customer-first. Some examples are lifetime free IDFC First Bank, zero hidden fees, and zero fees on most accounts.
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Adopts a digital-first strategy and provides smooth services via idfcfirstbank.com, idfc login, and mobile banking applications with sophisticated technology such as AI and microservices.
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Powerful financial inclusion- empowering women entrepreneurs, small enterprises and rural clients and providing convenient-to-manage products like the IDFC Bank zero balance account and affordable lifestyle loans.
FAQs
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Q1. What is IDFC FIRST Bank?
A: IDFC FIRST Bank (previously IDFC Bank Limited) is an Indian bank of the private sector that provides savings accounts, loans, IDFC credit cards and digital banking services such as IDFC net banking and IDFC internet banking. -
Q2. What is the application process of an IDFC credit card?
A: You can apply online simply through an IDFC First bank net banking, or visit an IDFC Bank near me branch, to apply to an IDFC credit card. Customers are also allowed to use the mobile app to get instant approval -
Q3. Is IDFC FIRST Bank credit card free in the lifetime?
A: Yes, the majority of the IDFC FIRST Bank credit cards are lifetime free and have no annual fees, thus being one of the most favored credit card holders. -
Q4. Is it possible to apply to an IDFC credit card without an account?
A: Yes, you can apply to have an IDFC FIRST Bank credit card without having to open a savings account. Nonetheless, connecting it to an IDFC Bank zero balance account is more convenient when it comes to paying bills and auto-payments. -
Q5. What is IDFC login credit card?
A: You may access your card, statements, and redeem rewards with the help of the mobile application or IDFC firstbank.com, with the help of the IDFC login. Fully domestic credit card service is also offered by IDFC internet banking. -
Q6. How does IDFC Bank differ with IDFC FIRST Bank?
A: In 2018, Capital First was merged with IDFC Bank Limited to become IDFC FIRST Bank. The new unit is more oriented towards the retail banking, IDFC First Bank credit cards, and digital services. -
Q7. I want to know where I can find an IDFC Bank?
A: To find out the nearest branch of the IDFC bank or IDFC FIRST bank, you can use the keywords IDFC bank near me or IDFC FIRST bank near me. Branch and ATM locations are also given on the official site and Google Maps. -
Q8. Is it possible to use the net banking to access to the IDFC First Bank credit card?
A: yes, you can manage your IDFC First Bank credit card, check limits, pay bills and view transaction history, with IDFC First Bank net banking and IDFC Bank online banking. -
Q9. Does the IDFC bank offer online banking?
A: Yes, IDFC Bank online banking and the mobile app will allow complete access to accounts, credit cards, loans, investments. Customers are able to log in safely through idfclogin. -
Q10. Is IDBI First Bank the same as IDFC FIRST Bank?
A: No, there is a difference between IDFC FIRST Bank and IDBI Bank. Nevertheless, they are confused with each other by many people. The IDBI First bank credit card is different than that of IDFC FIRST Bank credit cards.