IndusInd Bank Jio-BP Mobility+ Credit Card

Welcome benefits

• 400 reward points on 1st fuel transaction if used withing first 30 days of card issuance

Rewards & cashback

• Value of 1 reward point = ₹0.25
• Credit card holder will get 12 points per ₹100 spent on Jio-BP fuel pump
• Fuel Cashback Rate: 3%
• Users will get 5 reward points on spends made on dining, grocery and supermarket
• Dining+ Cashback Rate: 1.25%
• Users will get 2 reward points all other spends
• General Cashback Rate: 0.5%

Milestone benefits

• User will get 200 reward points on spending ₹4,000 on Jio-BP every month
• User will get 4000 reward points on spending ₹2 Lakhs or more in a year

More benefits & features

• 3% Cashback on fuel
• Card can be linked to UPI through UPI apps
• Free roadside assistance in Mumbai, Kolkata, Pune, Chennai, and Bangalore
• Joining fee is waived if the user spends ₹10,000 within 90 days of credit card issuance

Fees & charges

Joining fee

Nil

Annual fee

Nil

Foreign currency markup

3.5%

Interest rate

3.95% per month and 47.4% per annum

Late payment

Between ₹100 and ₹1300, depending on the amount unpaid

Cash advance

2.5% of the transaction amount (minimum ₹300)

Billing cycle

30 Days

Pros and cons

Who can apply

• Age: You must be between 18 years and 75 years old
• Credit History: You must have a good credit score
• Income: You need to demonstrate a regular source of income
• Residency: You must be an Indian resident

How to apply

You can apply for IndusInd Jio-BP Mobility+ Credit Card through online via IndusInd Bank website:

1. Here's the process:
2. Visit the IndusInd Bank website
3. Find the IndusInd Jio-BP Mobility+ Credit Card page
4. Click on "Apply Now"
5. Fill out the application form with all of your details
6. You can digitally sign the application and complete your V-KYC for faster processing