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Cred IndusInd Rupay Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
5% cashback on online shopping across any merchants.
Online shopping cashback Rate: 5%.
5% cashback on cred store, cred travel, etc.
Cred Cashback Rate: 5%.
1% cashback on offline payment and also on payment through UPI through Cred app.
Offline / UPI Cashback Rate: 1%.
1% Cashback on utility bill payment.
Utility Bill Payment Rate: 1%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Joining fee is zero.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
None
Cashback Rate
5% cashback on online shopping across any merchants.
Online shopping cashback Rate: 5%.
5% cashback on cred store, cred travel, etc.
Cred Cashback Rate: 5%.
1% cashback on offline payment and also on payment through UPI through Cred app.
Offline / UPI Cashback Rate: 1%.
1% Cashback on utility bill payment.
Utility Bill Payment Rate: 1%.
Movie Benefits
None
Dining Benefits
None.
Other Benefits
Joining fee is zero.
Lounge Access
None.
Fees & Charges of
Cred IndusInd Rupay Credit Card
Joining Fee
0
Annual Fee
INR 499 + GST
Cash Advance Fee
2.5% of the transaction amount (minimum INR 300).
Interest rate
3.95% per month and 47.4% per annum.
Late Payment Fee
Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
3.5%
Other Fees
Reward Redemption Fee: INR 149
Joining Fee
0
Annual Fee
INR 499 + GST
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.95% per month and 47.4% per annum.
Late Payment Fee
Between INR 100 and INR 1300 depending on the amount unpaid.
Foreign Currency Transactions Fee
3.5%
Other Fees
Reward Redemption Fee: INR 149
Fee and Charges of
Cred IndusInd Rupay Credit Card
Special Features
5% cashback on online shopping across merchants.
Eligibility Criteria
Age: You must be between 18 years and 75 years old.
Credit History: You must have a good credit score.
Income: You need to demonstrate a regular source of income.
Residency: You must be an Indian resident.
Speical Feature, Eligibility and Benefits of
Cred IndusInd Rupay Credit Card
How to apply for Credit Card?
You can apply for Cred IndusInd Rupay Credit Card Online via IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website.
Find the Cred IndusInd Rupay Credit Card page.
Click on "Apply Now".
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Contact Details
N/A
Account Opening and Procedure of
Cred IndusInd Rupay Credit Card
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Application Procedure
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai