
The PNB Global Platinum Credit Card
Card Details
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
Cons
No welcome benefit is provided.
Limited features and offers are available.
No domestic or international lounge access facility is available.
Reward System: The value of 1 reward point is Rs. 0.50. Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Platinum Credit Card. Effective cashback rate: 0.50% 2 reward points will be awarded on retail transactions for every Rs 150 spent using the Platinum card. Effective cashback rate: 0.67%
This card provides assistance in Travel- airline and hotel bookings, Pre-trip- passport and visa assistance; Flower & gift booking and delivery assistance.
users will get emergency services like medical support, emergency roadside assistance, patient travel arrangements etc.
This card provides lost card liability protection for all kinds of fraudulent transactions after that.
Cardholders can get discounts ranging from 10% to 25% on dining bills and hotel accommodation at Sarovar Hotels and Resorts.
Rewards & Benifits
Welcome Benefits
Rewards System
The value of 1 reward point is Rs. 0.50. Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Platinum Credit Card. Effective cashback rate: 0.50% 2 reward points will be awarded on retail transactions for every Rs 150 spent using the Platinum card. Effective cashback rate: 0.67%
International Forex Markup
Welcome Benefits and Reward System
Special Features
Eligibility Criteria
Age: The primary cardholder must be between 21 and 65 years of age.
Educational qualification: The applicant must have passed the 10th standard (passed).
Income: The applicant must have a minimum annual income of INR2 lakhs.
Cibil score: A credit score of 750+ is considered good to apply for this credit card.
Employment: The applicant must be employed or self-employed.
Benefits
Global Acceptance: Premium credit cards are often accepted worldwide, allowing you to use your card for international travel and online purchases.
Reward Points: These cards often come with a rewards program where you earn points for every purchase. These points can be redeemed for various rewards, such as cashback, gift vouchers, or merchandise.
Travel Benefits: Premium credit cards may offer travel-related perks, such as travel insurance coverage, and discounts on hotels and airlines.
Dining and Entertainment Offers: Some cards provide discounts or special offers at select restaurants, cinemas, and entertainment venues.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Visit the official PNB website to see if they offer an online application process.
2. If applying online, fill out the credit card application form with accurate information. If applying in person, you will receive a physical application form to complete.
3. Attach the required documents to your application form.
4. Double-check all the information provided on the application form and the attached documents. Ensure that you've filled out all the required fields accurately.
5. After submitting your application, PNB will review your application and documents. They may contact you for any additional information or clarification if needed.
6. If your application is approved, you will receive your PNB Global Platinum Credit Card at the address you provided in the application.
Contact Details
Toll Free No. 1800 1800 1800 2021 1800 180 2222 1800 103 2222
Tolled No. 0120-2490000 Landline :011-28044907
care[at]pnb[dot]co[dot]in
Account Opening and Procedure



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Pros:-
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Cons:-
Reward System: The value of 1 reward point is Rs. 0.50. Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Platinum Credit Card. Effective cashback rate: 0.50% 2 reward points will be awarded on retail transactions for every Rs 150 spent using the Platinum card. Effective cashback rate: 0.67%
This card provides assistance in Travel- airline and hotel bookings, Pre-trip- passport and visa assistance; Flower & gift booking and delivery assistance.
users will get emergency services like medical support, emergency roadside assistance, patient travel arrangements etc.
This card provides lost card liability protection for all kinds of fraudulent transactions after that.
Cardholders can get discounts ranging from 10% to 25% on dining bills and hotel accommodation at Sarovar Hotels and Resorts.
No welcome benefit is provided.
Limited features and offers are available.
No domestic or international lounge access facility is available.
The PNB Global Platinum Credit Card is an affordable credit card that can be an excellent choice for those who are going to start their credit journey or who want to save more through a credit card. The card earns you Reward Points for almost all your spending, which are redeemable against various products and categories. In short, you can use 1000 RPs for shopping worth Rs. 500. Apart from, Reward Points, there are several more benefits of the card, including the fuel surcharge waiver & the renewal fee waiver, etc. If you want a basic credit card with great saving opportunities, you can go for the PNB Global Platinum Credit Card.
The PNB Global Platinum Credit Card

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Fees & Charges
Joining Fee-INR 500,
Annual Fee- INR 500
Cash advance fee: 2.5% or a minimum of Rs.500.
Interest Rates: 2.95% per month
Late payment fee- 30% of the minimum amount due or a minimum of Rs.500 / billing cycle.
Foreign Currency Transactions Fees: 3.5%.
Reward Redemption Fees: NIL
Fuel Surcharge
Billing Cycle
30 days