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The PNB Global Platinum Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point is Rs. 0.50.
Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Platinum Credit Card. Effective cashback rate: 0.50%.
2 reward points will be awarded on retail transactions for every Rs 150 spent using the Platinum card. Effective cashback rate: 0.67%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
24x7 concierge for free.
Travel- airline and hotel bookings assistance for free.
Pre-trip- passport and visa assistance for free.
Flower & gift booking and delivery assistance for free.
A host of lifestyle services viz. show & event bookings and emergency services viz. medical support, emergency road side assistance and patient travel arrangements etc.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
None.
Cashback Rate
The value of 1 reward point is Rs. 0.50.
Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Platinum Credit Card. Effective cashback rate: 0.50%.
2 reward points will be awarded on retail transactions for every Rs 150 spent using the Platinum card. Effective cashback rate: 0.67%.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
24x7 concierge for free.
Travel- airline and hotel bookings assistance for free.
Pre-trip- passport and visa assistance for free.
Flower & gift booking and delivery assistance for free.
A host of lifestyle services viz. show & event bookings and emergency services viz. medical support, emergency road side assistance and patient travel arrangements etc.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 500,
Annual Fee
INR 500
Cash Advance Fee
Cash advance fee: 2.5% or a minimum of Rs.500.
Interest rate
Interest Rates: 2.95% per month
Late Payment Fee
Late payment fee- 30% of the minimum amount due or a minimum of Rs.500 / billing cycle.
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: NIL
Fees & Charges
Joining Fee
INR 500,
Annual Fee
INR 500
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
Interest Rates: 2.95% per month
Late Payment Fee
Late payment fee- 30% of the minimum amount due or a minimum of Rs.500 / billing cycle.
Foreign Currency Transactions Fee
Foreign Currency Transactions Fees: 3.5%.
Other Fees
Reward Redemption Fees: NIL
Special Features
Eligibility Criteria
Age: The primary cardholder must be between 21 and 65 years of age.
Educational qualification: The applicant must have passed the 10th standard (passed).
Income: The applicant must have a minimum annual income of INR2 lakhs.
Cibil score: A credit score of 750+ is considered good to apply for this credit card.
Employment: The applicant must be employed or self-employed.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
1. Visit the official PNB website to see if they offer an online application process.
2. If applying online, fill out the credit card application form with accurate information. If applying in person, you will receive a physical application form to complete.
3. Attach the required documents to your application form.
4. Double-check all the information provided on the application form and the attached documents. Ensure that you've filled out all the required fields accurately.
5. After submitting your application, PNB will review your application and documents. They may contact you for any additional information or clarification if needed.
6. If your application is approved, you will receive your PNB Global Platinum Credit Card at the address you provided in the application.
Contact Details
Toll Free No. 1800 1800 1800 2021 1800 180 2222 1800 103 2222
Tolled No. 0120-2490000 Landline :011-28044907
care[at]pnb[dot]co[dot]in
Account Opening and Procedure
The PNB Global Platinum Credit Card is an affordable credit card that can be an excellent choice for those who are going to start their credit journey or who want to save more through a credit card. The card earns you Reward Points for almost all your spending, which are redeemable against various products and categories. In short, you can use 1000 RPs for shopping worth Rs. 500. Apart from, Reward Points, there are several more benefits of the card, including the fuel surcharge waiver & the renewal fee waiver, etc. If you want a basic credit card with great saving opportunities, you can go for the PNB Global Platinum Credit Card.
The PNB Global Platinum Credit Card is an affordable credit card that can be an excellent choice for those who are going to start their credit journey or who want to save more through a credit card. The card earns you Reward Points for almost all your spending, which are redeemable against various products and categories. In short, you can use 1000 RPs for shopping worth Rs. 500. Apart from, Reward Points, there are several more benefits of the card, including the fuel surcharge waiver & the renewal fee waiver, etc. If you want a basic credit card with great saving opportunities, you can go for the PNB Global Platinum Credit Card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai